Approved Retirement Funds

Once you reach retirement you may be able to choose what you do with you retirement fund depending on your individual circumstances. One of these options may be an Approved Minimum Retirement Fund (AMRF) or an Approved Retirement Fund (ARF).

To find out the options that will be open to you at retirement please please click for our retirement options booklet (pdf 1.5Mb).

Complete Solutions Approved Minimum Retirement Fund (AMRF)/ Approved Retirement Fund (ARF).

How do they work?

With AMRFs and ARFs you re-invest you pension fund and take the money out when you need it.

In order to take out an Approved Retirement Fund you must have a guaranteed annual income of €12,700 per year (from other sources than your ARF investment). If you don’t you must invest €63,500 of your pension fund into an Approved Minimum Retirement Fund. Once you have put this money in an AMRF you can put any remainder into an ARF.

Four great reasons to choose a Complete Solutions AMRF/ARF

1. Great options

Complete Solutions ARF and AMRF plans offer a wide range of investment options to give you the best results for your needs.

2. Flexibility

With our Complete Solutions ARF you can take a regular income from your fund or lumps sums as you need them.

3. Low charges

Complete Solutions ARF and AMRF plans have a very competitive charging structure with no big up-front charges.

4. Keeping in touch

We will send you updates each year so you know how your plan is doing. You can also call our designated phone line to check the value of you plan at anytime.

Find out more about our Complete Solutions by reading our ARF/AMRF product booklet (pdf 744kb) and our accompanying Fund Guide (pdf 1.2Mb).