What age can I Retire with a PRSA?

Self Employed

If you are self-employed, you can take your benefits from age 60. You do not have to retire to take your pension benefits. Some occupations such as air-pilots, fishermen, jockeys and professional rugby players allow you to retire earlier.

Employee

If you are an employee and you are not a member of an occupational pension scheme, you can take your benefits at any time after your 50th birthday. If you do this between age 50 and 60, you must retire from your job. From age 60 you can continue to work and take your benefits at the same time.

Pension Scheme Member

If you are a member of an occupational pension scheme, your retirement age must be the same as the retirement age under your pension scheme at work.

Ill Health

If you have to retire early because of ill health, and you apply for and get revenue approval, you can take your pension benefits earlier than age 50.

 
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