Getting started with Financial Planning

Financial services are not always easy to understand. And planning for your particular stage in life can often be a very daunting task. Am I financially protected? Where do I want to be financially in the future? What are the questions I should be asking myself? While we always recommend that you talk to a qualified financial advisor before making any decision, we have decided to put together some useful questions and answers which may help you think about your needs and inform you on the products available to meet those needs.

I am getting a mortgage.

If you have a mortgage, you need mortgage protection. Generally, your bank will request that you have a mortgage protection policy in place before the mortgage can be put in place.


I am married and starting a family.

Protecting your family is one of the most important financial decisions you can make. With life assurance your family could get a lump sum if you die or become seriously ill, that will help to maintain their standard of living, making sure that your children could have all of the opportunities you would want, such as going to university.


I am starting to think about my retirement.

That means your pension. We understand pensions are difficult, and so we've created a simple guide to pensions which we call your pension journey which, in addition to the answers here, we believe can help you understand all the terminology.


I am interested in starting saving.

Saving for the future is the first step to a more secure financial future, Irish Life have some very attractive long term savings plans that can help you on your way.


I want to invest some of my savings.

Choosing the right investment for you really depends on the type of investor you are and the returns you wish to achieve. Our attitude to risk questionnaire can help you decide.


I am worried about my income if I become ill.

If you become ill and cannot work for a long period of time, you need to think about what will happen to your income. Income protection can help provide you with a regular income if you cannot work because of illness or injury.


Still not sure?

If you feel you have some more questions about life cover, a chat with one of our qualified advisors can help. You can call us on 1890 92 87 10, or we'll call you.

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Irish Life Call: +353 (0)1 704 1010
Canada Life Call: 1850 203 203
Outside Ireland Call: 01 704 1740


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Irish Life Financial Services ltd. is regulated by the Central Bank of Ireland. Irish Life Assurance plc. is regulated by the Central Bank of Ireland.
Irish Life Financial Services ltd and Irish Life Assurance plc Registered Office - Lower Abbey Street, PO Box 129, Freepost, Dublin 1. Phone: 01 704 2000, E-mail:
Irish Life Financial Services Registered Number 489221. Irish Life Assurance plc Registered Number 152576.
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