Irish Life Investments

Making investment decisions, or financial decisions in general can be quite difficult and not something you look forward to doing. You don't like taking any financial risks, you prefer not to invest in assets that can go up and down in value. Safety is your over-riding priority.

You look for options that give you capital security and some certainty around the level of your return.

By nature you are a very careful person, you do not enjoy making investment decisions. You will tend to focus firstly on ways to minimise, or if possible remove risks on your investments before you think about the growth opportunities. It’s unlikely you own or have owned assets that can go up and down in value.

You look for options that give low levels of ups and downs over the long-term.

You tend to lean towards taking a cautious approach. However, when it comes to investments you are willing to venture a little to get the opportunity for a better reward. You may have some experience of investing some of your money in assets, for example managed funds, that can go up and down in value to a small degree. If you were making a lump sum investment, you would be willing to accept a low level of ups and downs in order to improve your chances of getting a better return than deposit accounts tend to give.

You will look for options to moderate the ups and down over the long-term in return for a good potential return.

You have some interest in exploring investment opportunities and are familiar with how they work in general. In particular you accept the fact that, to get a good potential return on your money, you can expect to see some movement up and down in the value of your investments from time to time. You may have experience of investing money in assets, such as managed funds, that can go up and down in value. You also understand the benefits of spreading your money across different types of investments.

You are looking for options with a good growth potential over the long-term and are therefore willing to accept quite some ups and downs along the way.

You take an active interest in exploring your investment options and are very familiar with how different types of investments work. In particular you accept the fact that investment markets move up and down in value but over the long-term they offer excellent opportunities for growth. You have good experience of investing money in assets, such as property and shares – for example you may have bought them directly or own funds that invest in them.

You are looking for options with an excellent growth potential over the long-term and are therefore willing to accept significant ups and downs along the way.

You take a very active interest in exploring your investment options and in particular have a detailed understanding of how stock markets work. You probably have good experience of investments in shares and have a portfolio of investments. You may also own, or have owed, investment properties or funds that invest in them. You feel that stock markets offer the highest opportunities for growth. You accept that they can move up and down in value, sometimes by large amounts. You're interested in the growth potential of investments.

You're looking for options that give the highest potential return and willing to accept high levels of ups and downs along the way.