Over 50's Life Cover
50 Plus Easy Life Cover is the over 50s Life Cover plan from Irish Life. It provides you with up to €25,000 of life insurance in old age to organise a nest egg for your family, or to pay any outstanding bills you might have after you die.
For a fixed monthly payment, from €15 a month, you can get your plan started right now with our online application.
Key features of over 50 life Cover are:
- No medical questions
- Accidental death cover only for the first 2 years
- Guaranteed acceptance to the plan for those aged 50-80
- You must keep up with your monthly payments to stay on cover
Where can I find out more?
So if you think this is for you then why not get a quote now, and start your plan online today.
Guaranteed acceptance
All you need is to be aged over 50 and under 80.
No Medicals
We don't ask you to take a medical or answer any health questions.
Guaranteed lump sum
You choose the amount you want to be covered for upfront and that's it, done.
Quick and easy life insurance
Just choose your cover, fill in your details online and your plan starts - easy.
Guaranteed monthly payment
Your monthly payment will never increase.
Free cover after 90
We will not collect any monthly payments after you turn 90 but your cover will remain in place.
Accident Cover
In the first 2 years of the plan, you will be covered for accidental death.
Claims
Our claims process is simple and efficient with most payments taking under 3 weeks.
NurseAssist 24/7
Free confidential service, where you can call a team of trained nurses to help you with your health questions at all times.
If you die within the first 2 years of the plan
If you die within the first 2 years of the plan, your family will get back what you have paid in only, unless you die in an accident whereby the cover you've selected will be paid.
If you stop your monthly payments
If you stop your monthly payments, you will not continue to be covered.
If you cancel the plan
If you cancel your plan at some stage (outside of your cooling off period of 30 days) your monthly payments will not be re-paid.
Fixed monthly payment and level of cover.
Your monthly payment and your level of cover are fixed from the start and don't change to match inflation.
When does your plan start
Your plan starts once you've applied online.
30 day cooling off period
Your 30 day cooling off period (whereby you can change your mind and cancel your plan) will begin once you have applied online.
