Mortgage Life Insurance

Mortgage Life Insurance, commonly known as mortgage protection is a common form of life insurance. It ensures that your mortgage will be paid off if you die or are diagnosed with one of the specified illnesses we cover during the term of your plan.

When taking out Mortgage Protection you can often add on a Specified Illness plan which will provide a cash lump sum to help you continue to pay off your mortgage and other bills should you be diagnosed with one of the specified Illness covered by the plan.

Mortgage Life Insurance quote

Are you looking for a quote? You can get a mortgage protection quote instantly. Just enter some basic information such as age and amount left on your mortgage and get an instant quote.

Get a mortgage protection quote

Some important points regarding life insurance available on this plan:

  • You must be aged between 18 and 74.
  • The maximum term is 40 years or up to age 80.
  • The amount you pay is guaranteed to stay the same for the entire period that you are insured for.
  • You cannot change the amount of cover you have though it will decrease as the amount that remains on your mortgage decreases.

Life Care

New to our Life Insurance plans, LifeCare gives you and your family valuable access at no extra cost to expert assistance and services, many of which are available 24/7, 365 days a year. The services are as follows;

  • MedCare: a Medical Second Opinion service from MediGuide.
  • NurseCare: two confidential helpline services provided by Aria Assistance
  • And, ClaimsCare: care and counselling through dedicated claims experts and the Clanwilliam Institute.

Mortgage Life Insurance Booklet

If you die during the term of your plan, whatever is left of your mortgage will be paid off, as long as your mortgage repayments are up to date and your mortgage interest rate has not, on average, risen above the interest rate we have assumed

This booklet will give you details of the benefits available on the Life Mortgage Cover plan.

Download Booklet now

Contact Us
Irish Life Call: +353 (0)1 704 1010
Canada Life Call: 1850 203 203
Outside Ireland Call: 01 704 1740


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Irish Life Financial Services ltd. is regulated by the Central Bank of Ireland. Irish Life Assurance plc. is regulated by the Central Bank of Ireland.
Irish Life Financial Services ltd and Irish Life Assurance plc Registered Office - Lower Abbey Street, PO Box 129, Freepost, Dublin 1. Phone: 01 704 2000, E-mail:
Irish Life Financial Services Registered Number 489221. Irish Life Assurance plc Registered Number 152576.
In the interest of customer service, we will record and monitor calls.