Which illnesses are covered for full payment?
We have identified 38 conditions that could change your life so much that you would need financial help. Within this we have a condition called ‘loss of independence’. We include this condition to make your total cover more wide-ranging. It will be particularly valuable as you get older.
Listed below are the 38 conditions we cover for full payment. You will find detailed descriptions of these in the product booklets.
- 1. Alzheimer’s disease
- 2. Aorta graft surgery
- 3. Aplastic anaemia
- 4. Bacterial meningitis
- 5. Benign brain tumour
- 6. Benign spinal cord tumour
- 7. Blindness
- 8. Cancer (malignant)
- 9. Cardic arrest with insertion of a defibrillator
- 10. Cardiomyopathy
- 11. Coma
- 12. Coronary artery by-pass graft
- 13. Creutzfeldt-Jakob disease
- 14. Deafness
- 15. Dementia
- 16. Encephalitis
- 17. Heart attack (diagnosed)
- 18. Heart-valve replacement or repair
- 19. Heart structural repair with surgery to divide the breast bone.
- 20. HIV infection caught in the European Union, North America, Australia and New Zealand from a blood transfusion, a physical assault or at work in an eligible occupation.
- 21. Kidney failure
- 22. Liver failure
- 23. Loss of independence
- 24. Loss of limbs
- 25. Loss of speech
- 26. Major organ transplant
- 27. Motor neurone disease
- 28. Multiple sclerosis
- 29. Paralysis of limbs
- 30. Parkinson’s disease (idiopathic)
- 31. Primary pulmonary hypertension
- 32. Progressive supranuclear palsy
- 33. Pulmonary artery surgery
- 34. Respiratory failure of specified severity
- 35. Severe burns or third-degree burns
- 36. Stroke – permanent symptoms
- 37. Systemic lupus erythematosus
- 38. Traumatic head injury
We do not cover any other conditions for full payment.
Once you claim for your full specified illness cover, your specified illness cover ends and you cannot make any further specified illness claims, including a partial payment claim.
