It pays you a regular monthly income, replacing some of your earned income. Cover continues until the plan ends or you return to work.
If you do claim on this plan, your incapacity benefit will be treated as normal income and so is assessed for income tax, PRSI and the Universal Social Charge.
Cover is limited to:
Cost depends on your Age, Income, health, occupation and the benefits you choose. Payments on your plan are eligible for income tax relief at your marginal rate of tax.
- Personal Details
- Self Employed:
- % of Income to Protect:
- Retirement Age:
- Date of Birth:
- Deferred Period:
- Increase With Inflation:
- Your Quote
- Monthly Premium: 17.66
- Show BreakdownCost of income protection x
Policy Fee €4.00
Government Levy x
- Annual Incapacity Benefit: 12,724
What this means
In order to protect of your total income (x) you need to insure x. €9,776 is covered by state disability
This would cost x per month
This quote is valid for 7 days, or until your birthday, whichever comes sooner.
This quote is based on our Personal Income Insurance product
How to get a callback
Fill in the required fields below and a Qualified Financial Advisor will call you back and go through your quote and complete the process with you. Your privacy is important to us. We will only use your personal details of the purpose of dealing with your request.
Unfortunately we do not provide cover for your occupation.
Your job will influence the cost of your cover and the options available. This is because some jobs are more dangerous than others. For example, a bank clerk will pay less for cover than a carpenter becasue of the increased risk of accident in the carpenter's job