Mortgage Life Insurance

Mortgage Life Insurance, commonly known as mortgage protection is a common form of life insurance. It ensures that your mortgage will be paid off if you die during the term of your plan. Most banks will require that you have mortgage protection in place prior to granting you a mortgage.

Benefits of Mortgage Life Insurance

This plan pays out a cash lump sum if you die during ther term of your plan. When taking out Mortgage Protection you can often add on a Specified Illness plan which will provide a cash lump sum to help you continue to pay off your mortgage and other bills should you be diagnosed with one of the specified Illness covered by the plan.

Life Care

LifeCare is a range of additional benefits that you get access to when you take out Mortgage Life Insurance with Irish Life.  Learn more about LifeCare.

Some important points regarding Mortgage Life Insurance available on this plan:

  • You must be aged between 18 and 77.
  • The maximum term is 40 years or up to age 80
  • The amount you pay is guaranteed to stay the same for the entire period that you are insured for.


Get a quote for mortgage life insurance now
You cannot change the amount of cover you have though it will decrease as the amount that remains on your mortgage decreases.
MediGuide, Aria Assistance and Clanwilliam Institute provide confidential services and are independent from Irish Life. Your access to these third party services is subject to their terms and conditions, Irish Life accepts no liability for these services.