Approved Retirement Funds - ARFs
Once you reach retirement you may be able to choose what to do with your retirement fund depending on your individual circumstances. One of these options may be an Approved Minimum Retirement Fund (AMRF) or an Approved Retirement Fund (ARF).
Find out the options that will be open to you at retirement.
How do they work?
With AMRFs and ARFs you re-invest you pension fund and take the money out when you need it.
In order to take out an Approved Retirement Fund you must have a guaranteed pension income for life of €12,700 per year (from other sources than your ARF investment).
If you don’t you must invest €63,500 of your pension fund into an Approved Minimum Retirement Fund or buy an Annuity with that amount. Once you have put this money in an AMRF or an Annuity you can put any remainder into an ARF.
Find out more about our Complete Solutions by reading our ARF/AMRF product booklet. Tax information is current and could change in the future.