Your Pension Journey

It is important to understand what the pension obligations are for both employers and employees. For more information on this topic you can read our employee/employer pension obligations guide.
If you want to get a better understanding of your pensions needs then why not try the Pensions Calculator.
Starting a pension plan is one of the wisest investment decisions you will ever make. There is no easier, tax-efficient way of saving for your retirement – and you’re going to need a lot more money than you think. Read our Guide.
AVC's or "Additional Voluntary Contributions" allow members of company pension schemes to supplement their pension fund in a tax efficient way. We have designed a PDF that helps explain more.
A flexible, simple pension plan with a range of investment funds that you can choose from. To find out more about our Clear PRSA pension, simply click here.
Clear Executive is simply a company pension that helps you build up a fund for your retirement. Company pensions are for employees, set up by your employer.Learn more.
Pension tax relief helps you to save for your retirement by giving you tax breaks on the money you place in your pension. Find out more.
There are four broad options which may be open to you at retirement, depending on your circumstances and the type of pension plan you have. They are outlined here.
The ARF (Approved Retirement Fund) is a relatively recent development in Ireland and is not available to everyone at retirement. Click here to learn how arf's work and who is eligible.
How and when you can retire depends on what type of pension you have. For PRSA's you can find out more about reitement rules here.
An annuity is what many people commonly refer to as a pension. The most common option at retirement is to use your accumulated pension fund to buy an annuity from an insurance company. learn more.
Retirement planning is about more than just a pension. It is not unusual to experience mixed feelings about retirement. If you're planning to retire in the next few years, this guide should help.




