Employee / Employer Obligations
It is important to understand what the pension obligations are for both employers and employees. For more information on this topic you can read our
employee/employer pension obligations guide.
Pension calculator
If you want to get a better understanding of your pensions needs then why not try the
Pensions Calculator.
Start A Pension
Starting a pension plan is one of the wisest investment decisions you will ever make. There is no easier, tax-efficient way of saving for your retirement – and you’re going to need a lot more money than you think. Read our
Guide.
Additional Voluntary Contributions
AVC's or "Additional Voluntary Contributions" allow members of pension schemes to supplement their pension fund in a tax efficient way. Check out our
AVC page to learn more.
Start A Pension
A flexible, simple pension plan with a range of investment funds that you can choose from. To find out more about our Clear PRSA pension, simply
click here.
Employer/Employee Pensions
Clear Executive is simply a company pension that helps you build up a fund for your retirement. Company pensions are for employees, set up by your employer.
Learn more.
Tax Relief on Contributions
Pension income tax relief can help you to save for your retirement by giving you tax breaks on the money you place in your pension. Find out
more.
Retiring?
There are four broad options which may be open to you at retirement, depending on your circumstances and the type of pension plan you have. They are outlined
here.
Approved Retirement Fund
The ARF (Approved Retirement Fund) is a relatively recent development in Ireland and is not available to everyone at retirement.
Click here to learn how arf's work and who is eligible.
Retirement Age
How and when you can retire depends on what type of pension you have. For PRSA's you can find out more about reitement rules
here.
Annuity
An annuity is what many people commonly refer to as a pension. The most common option at retirement is to use your accumulated pension fund to buy an annuity from an insurance company. learn
more.
Retiring Soon?
Retirement planning is about more than just a pension. It is not unusual to experience mixed feelings about retirement. If you're planning to retire in the next few years, this
guide should help.
