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What is Financial Advice?

Why Do I Need Financial Advice?

Financial products can be complicated and it can be difficult to compare options and make the right decision for you. If you are confused by what is on offer, it's best to seek independent financial advice.

You might consider getting financial advice if you are making long-term financial decisions, such as planning for retirement, starting a pension, investing for the first time, getting a mortgage or protecting you and your family against loss of income if you become ill or die.

A qualified and experienced financial adviser can help you understand your own needs, plan ahead and become more financially secure. They can help you understand the risks involved in certain financial products and recommend the most suitable products for your needs.

Think about your needs

To get the best from financial advice, you need to think about what you want from an advisor. Do you need overall advice on financial planning or more specific advice about a particular decision or product? By being clear about what you want from an advisor, it will be easier to choose the right type of adviser for your needs.