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What do investment fund managers do?
Expert fund management and the peace of mind that comes from knowing there’s a team of professionals working on your behalf, is central to the Irish Life investment offering.
Irish Life Investment Managers Ltd. (ILIM) is our appointed investment manager for the Irish Life Multi Asset Portfolio funds range (MAPS), a range of unit linked funds available across our pension, investment and savings plans.
Let’s use the service they provide, to help answer the question.
What do Irish Life investment managers do?
There’s an experienced team with a specific set of skills and expertise behind Irish Life MAPS. This includes professional fund managers, research and data analysts, risk assessors and portfolio administrators, all working to help the funds meet their overall objectives:
- Delivering performance in line with the expected range of returns
- Managing risk effectively
- Managing the day-to-day running of the funds
- Researching potential investment opportunities for growth
To do that, ILIM uses all means available to them to create the appropriate mix of assets and strategies, drive performance and stay on top of any market change that could impact the fund strategy or returns.
Risk management strategies look at long-term movement and trends in the market but aren’t designed to react to one-off or short-term jumps. These strategies are part of an ongoing process that allow ILIM to manage risk, respond to opportunities and manage market turbulence effectively on an investor’s behalf.
Not every investor is a technical expert
How do investors benefit?
The Irish Life MAPS Investment manager sets the long-term investment strategy for each fund and manages the team that looks after everything day-to-day around asset allocation, performance tracking/monitoring, reporting and regulatory compliance.
ILIM manage each Irish Life MAPS fund to a specific level of risk. That means investors can, through your Irish Life plan, buy units in the fund with the assurance that ILIM will aim to keep their chosen investment within the risk parameters they’ve selected.
Balance and diversification
Irish Life MAPS funds also make it possible for investors like you to access a portfolio of assets and there are lots of benefits to that. For example, pooling investments can help lower costs in some cases and provide a level of diversification that might not be possible, if you were buying individual shares or property investments.
Our investment managers are working continuously with the aim of increasing returns or lowering risk. They review asset allocation on an ongoing basis and rebalance the fund mix quarterly, to help smooth out any peaks and troughs that might affect the overall performance.
Look for experience and expertise
The quality of your fund manager is very important and because every team offers a different combination of skills, knowledge and expertise, it makes sense to go with a provider that’s both practiced and proven.
Irish Life investors can take comfort in the fact that our fund manager is recognised globally for its expertise, innovation and investment track record.
ILIM have been awarded Investment Manager of the Year by the Irish Pension Awards four times in the last five years and was recently named Passive Manager of the Year at the prestigious European Pension Awards 2018. It was also shortlisted for Equities Manager of the Year and Investment Manager of the Year and they were the only Irish investment company recognised at this year’s European event.
We hope all of this goes some way to highlighting the benefits of quality fund management. If you’d like to read more about what it means to invest with us or brush up on tips and advice on how to plan your finances like a pro, why not check out our blog
Irish Life provide life insurance, pension and investment plans and recommend getting professional financial advice before making financial decisions.