Making investment decisions or financial decisions in general, can be quite difficult and may not be something you look forward to doing. You are a very cautious investor and don't like taking any financial risks. As a result, you prefer not to invest in assets that can go up and down in value for example, an investment property or shares, or any funds that invest in them. Safety is your main priority you would feel very uncomfortable with any investment that could cause you losses, even if it offers you a higher potential return. As a result, you will look for options that give you security and some certainty about the level of your return.