You are a very careful person, and you probably do not enjoy making investment decisions. You will tend to focus firstly on ways to limit or, if possible, remove the risks on your investments before you think about the growth opportunities.
As a result, you are unlikely to own, or have owned, assets that can go up and down in value for example, an investment property or shares, or any funds that invest in them. If you were making a lump-sum investment, you would look for options that give you protection but you would not need a specific level of return.If there is a way to increase the growth of your investment, you will consider it once your capital is secure. When it comes to making regular savings or funding your pension, you will look for options that give low levels of ups and downs over the long term in return for a better potential return.