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Conservative Investor

You tend to lean towards taking a cautious approach. However, when it comes to investments, you are willing to venture a little to get the opportunity for a better reward. You are not intimidated by making investment decisions although it may not be an area that you take a very active interest in.You may have some experience of investing some of your money in assets for example, managed funds that can go up and down in value to a small degree. If you were making a lump-sum investment, you would be willing to accept a low level of ups and downs to improve your chances of getting a better return than deposit accounts tend to give. For example, you may want some of your money invested in a capital secure option, but would be willing to take some risk with the rest to get a higher return. When it comes to making regular savings, or funding your pension, you will look to control the ups and downs over the long term inreturn for a good potential return.

This is a low to medium risk fund for conservative investors, which aims to have a significant proportion invested in cash and bonds and a lower allocation to higher risk assets such as shares and property.

Warning: The value of your investment may go down as well as up.
Warning: Past performance is not a reliable guide to future performance.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in this product you may lose some or all of the money you invest.