It pays you a regular monthly income, replacing some of your earned income. Cover continues until the plan ends or you return to work.
If you do claim on this plan, your incapacity benefit will be treated as normal income and so is assessed for income tax, PRSI and the Universal Social Charge. Income protection does not cover you if you become unemployed.
Payments on your plan are eligible for income tax relief at your marginal rate of tax.
Cost depends on your Age, Income, health, occupation and the benefits you choose.
Cover is limited to:
- Personal Details
- Self Employed:
- % of Income to Protect:
- Retirement Age:
- Date of Birth:
- Deferred Period:
- Increase With Inflation:
- Your Quote
- Monthly Premium: 17.66
- Show BreakdownCost of income protection x
Policy Fee €4.00
Government Levy x
- Annual Incapacity Benefit: 12,724
What this means
- In order to protect of your total income (x) you need to insure x.
- €9,776 is covered by state disability
- This would cost x per month
- This quote is valid for 7 days, or until your birthday, whichever comes sooner.
- This quote is based on our Personal Income Insurance product
How to get a callback
Fill in the required fields below and an Irish Life Financial Services Advisor can call you back to look at all your options, answer your questions and see what protection plan may suit your life cover needs. Irish Life Financial Service is a tied agent of Irish Life Assurance plc for life and pensions.
In the interest of customer service we will record and monitor calls. We will only use your personal details for the purpose of dealing with your request. Your privacy is important to us. By completing your contact details above, you authorise us to contact you by telephone, mobile and/or email.
Unfortunately we do not provide cover for your occupation.
Your job will influence the cost of your cover and the options available. This is because some jobs are more dangerous than others. For example, a bank clerk will pay less for cover than a carpenter becasue of the increased risk of accident in the carpenter's job.