Executive Clear Plan Charges

% of Contribution invested

Regular Contribution a year
Contribution Amount	Investment Percentage
< €9,000	95% - 100%
< €12,000	95.75% - 100%
>=€12,000	96.5% - 100%

*Investment percentage increases by 0.5% after year 6, subject to a maximum of 100%

Single Contribution
Contribution Amount	Investment Percentage
< €12,500	95% - 100%
< €25,000	95.75% - 100%
>= €25,000	96.5% - 100%

Transfer Value - 100%

Yearly Fund Charges
	% Charge
Regular Contribution	1%
Single Contribution	1%
Transfer Value	1%

Charges effective September 2013