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<!-- Creation date: 01/07/2014 15:49:34 -->

<Occupations>
	<Occupation name="AA Patrolman" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10173" />
	<Occupation name="Abattoir Inspector" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10174" />
	<Occupation name="Accountant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10175" />
	<Occupation name="accounts assistant" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11408" />
	<Occupation name="Accounts Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10176" />
	<Occupation name="Actor" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10177" />
	<Occupation name="Actress" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10178" />
	<Occupation name="Actuary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10179" />
	<Occupation name="Acupuncturist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10180" />
	<Occupation name="Administration Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10181" />
	<Occupation name="Administration Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10182" />
	<Occupation name="Adult Education Teacher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10183" />
	<Occupation name="Advertising Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10184" />
	<Occupation name="Advertising Designer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10185" />
	<Occupation name="Advertising Salesperson" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10186" />
	<Occupation name="Aerial Erector" desc="Refer to underwriting - Average and maximum heights worked at - % of time spent at each. &quot;&quot;?&quot;&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10187" />
	<Occupation name="Aerial Photographer" desc="Refer to underwriting - Average and maximum heights worked at - % of time spent at each. &quot;&quot;?&quot;&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10188" />
	<Occupation name="Aerial Rigger" desc="Refer to underwriting - Average and maximum heights worked at - % of time spent at each. &quot;&quot;?&quot;&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10189" />
	<Occupation name="Aerobics Instructor" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10190" />
	<Occupation name="Aeroplane Maintenance Technician" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10191" />
	<Occupation name="Agricultural Advisor" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10192" />
	<Occupation name="Agricultural Contractor" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10193" />
	<Occupation name="Agricultural Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10194" />
	<Occupation name="Agriculturist" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10195" />
	<Occupation name="AI Man" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10196" />
	<Occupation name="Air Conditioning Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10197" />
	<Occupation name="Air Hostess" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10198" />
	<Occupation name="Air Steward" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10199" />
	<Occupation name="Air Traffic Controller" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10200" />
	<Occupation name="Aircraft Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10201" />
	<Occupation name="Aircraft Mechanic/Fitter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10202" />
	<Occupation name="Aircraft Pilot (Commercial)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10203" />
	<Occupation name="Airline baggage handler" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10204" />
	<Occupation name="Airline Executive" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10205" />
	<Occupation name="Airline Ground Staff" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10206" />
	<Occupation name="Airline Pilot" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10207" />
	<Occupation name="Airlines - Cabin Crew" desc="Complete relevant section of work and partimes questionnaire. If not European Airlines give details" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10208" />
	<Occupation name="Airlines - Flying Crew" desc="Complete relevant sections of work and pasttimes questionnaire." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10209" />
	<Occupation name="Airport Police" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10210" />
	<Occupation name="Ambulance Driver" desc="" acc_cover="X" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10211" />
	<Occupation name="Ambulance Paramedic" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10212" />
	<Occupation name="Anaesthetist" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10213" />
	<Occupation name="Analyst Programmer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10214" />
	<Occupation name="Animator" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10215" />
	<Occupation name="Antique Dealer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10216" />
	<Occupation name="Archaeologist" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10217" />
	<Occupation name="Architect" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10218" />
	<Occupation name="Architectural Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10219" />
	<Occupation name="Architectural Technician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10220" />
	<Occupation name="Architectural Technologist" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11301" />
	<Occupation name="Area Sales Manager" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10221" />
	<Occupation name="Army (Irish)" desc="Normal rates unless bomb disposal or serving abroad. If Serving abroad list countries intended to serve in. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10222" />
	<Occupation name="Army Ranger" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11481" />
	<Occupation name="Aromatherapist" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10223" />
	<Occupation name="Art Dealer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10224" />
	<Occupation name="Art Director" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10225" />
	<Occupation name="Art Gallery Attendant" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10226" />
	<Occupation name="Artificial Inseminator" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10227" />
	<Occupation name="Artist" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10228" />
	<Occupation name="Arts Officer" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11305" />
	<Occupation name="Asbestos Worker" desc="Refer to underwriting - Precise nature of duties - how long working with asbestos" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="D" vital_care_cover="N" Occ_Code="10229" />
	<Occupation name="Assembly Line Worker - Heavy Manual" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10230" />
	<Occupation name="Assembly Line Worker - Light Manual" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10231" />
	<Occupation name="Assessor" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10232" />
	<Occupation name="assistant bank manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11401" />
	<Occupation name="Assistant Hotel Manager" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10233" />
	<Occupation name="Assistant Manager (Retail)" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10234" />
	<Occupation name="Astrologer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10235" />
	<Occupation name="Astronomer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10236" />
	<Occupation name="Attorney" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10237" />
	<Occupation name="Au Pair" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10238" />
	<Occupation name="Auctioneer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10239" />
	<Occupation name="Audio Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10240" />
	<Occupation name="Audio Typist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10241" />
	<Occupation name="Auditor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10242" />
	<Occupation name="Author" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10243" />
	<Occupation name="Aviation Engineer (Commercial)" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="E" perm_hlth_ins="3" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10245" />
	<Occupation name="Aviation Engineer (Irish Army)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10244" />
	<Occupation name="B&amp;B Proprietor" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover.&quot;  where occupation_desc = &quot;Stable Hand&quot;" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10246" />
	<Occupation name="Baggage Handler" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10247" />
	<Occupation name="Bailiff" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10248" />
	<Occupation name="Baker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10249" />
	<Occupation name="Bakery Worker" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10250" />
	<Occupation name="Bank Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10251" />
	<Occupation name="Bank Official" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10252" />
	<Occupation name="Bank Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10253" />
	<Occupation name="Banker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10254" />
	<Occupation name="Bar Manager" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10255" />
	<Occupation name="Barber" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10256" />
	<Occupation name="Barman/Barmaid" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10257" />
	<Occupation name="Barrelman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10258" />
	<Occupation name="Barrister" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10259" />
	<Occupation name="Beautician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10260" />
	<Occupation name="Beauty Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10261" />
	<Occupation name="Beekeeper" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10262" />
	<Occupation name="Benefit Assessor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10263" />
	<Occupation name="Betting Office Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10264" />
	<Occupation name="Betting Office Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10265" />
	<Occupation name="Binman" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10266" />
	<Occupation name="Biochemist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10267" />
	<Occupation name="Biological Researcher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10268" />
	<Occupation name="Biologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10269" />
	<Occupation name="Blacksmith" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10270" />
	<Occupation name="Blind Maker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10271" />
	<Occupation name="blocklayer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11441" />
	<Occupation name="Boatbuilder" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10272" />
	<Occupation name="Bodyguard" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10273" />
	<Occupation name="Boiler" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10274" />
	<Occupation name="Boiler Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10275" />
	<Occupation name="Bomb Disposal Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10276" />
	<Occupation name="Boner" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10277" />
	<Occupation name="Book Binder" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10278" />
	<Occupation name="Book Shop Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10279" />
	<Occupation name="book Shop Owner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10280" />
	<Occupation name="Book-Keeper" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10281" />
	<Occupation name="Bookmaker (On Course)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10282" />
	<Occupation name="Bookmaker (Shop)" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10283" />
	<Occupation name="Bouncer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10284" />
	<Occupation name="Boutique Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10285" />
	<Occupation name="Boutique Owner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10286" />
	<Occupation name="Box Office Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10287" />
	<Occupation name="Box Office Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10288" />
	<Occupation name="Branch Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10289" />
	<Occupation name="Bread Baker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10290" />
	<Occupation name="Bread Roundsman" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10291" />
	<Occupation name="Brewery Manager" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10292" />
	<Occupation name="Brewery Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10293" />
	<Occupation name="BrickLayer" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10294" />
	<Occupation name="Bridge Builder" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10295" />
	<Occupation name="Bridge Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10296" />
	<Occupation name="Broadcaster" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10297" />
	<Occupation name="Broker (Insurance)" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10298" />
	<Occupation name="Broker Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10299" />
	<Occupation name="Brokerage Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10300" />
	<Occupation name="Builder" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10301" />
	<Occupation name="Builder Labourer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10302" />
	<Occupation name="Building Contractor - Manual Work" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10303" />
	<Occupation name="Building Contractor - No Manual Work" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="0" definition="O" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10304" />
	<Occupation name="Building Foreman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10305" />
	<Occupation name="Building Inspector" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10306" />
	<Occupation name="Building Site Foreman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10307" />
	<Occupation name="Building Society Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10308" />
	<Occupation name="Building Society Executive" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10309" />
	<Occupation name="Building Society Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10310" />
	<Occupation name="Building Surveyor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10311" />
	<Occupation name="Bulldozer Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10312" />
	<Occupation name="Bus Conductor" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10313" />
	<Occupation name="Bus Driver" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10314" />
	<Occupation name="Bus Inspector" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10315" />
	<Occupation name="Business Administrator" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10316" />
	<Occupation name="Business Analyst" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10317" />
	<Occupation name="Business Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10318" />
	<Occupation name="Business Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10319" />
	<Occupation name="Business Research Analyst" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10320" />
	<Occupation name="Butcher - No Slaughtering" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10321" />
	<Occupation name="Butcher - Slaughtering" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10322" />
	<Occupation name="Butler" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10323" />
	<Occupation name="Buyer" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11181" />
	<Occupation name="Cab Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10325" />
	<Occupation name="Cabin Crew (Commercial)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10326" />
	<Occupation name="Cabinet Maker" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10327" />
	<Occupation name="Cable Hand" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10328" />
	<Occupation name="Cable Layer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10329" />
	<Occupation name="Cable TV Engineer" desc="" acc_cover="Y" contr_cover="N" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10330" />
	<Occupation name="Cafe Proprietor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10331" />
	<Occupation name="Cafe Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10332" />
	<Occupation name="call centre worker" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11469" />
	<Occupation name="Calligrapher" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10333" />
	<Occupation name="Cameraman (Films Television)" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10334" />
	<Occupation name="Cameraman (Journalism)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10335" />
	<Occupation name="Canal Inspector" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10336" />
	<Occupation name="Candle Maker" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10337" />
	<Occupation name="Canteen Cashier" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10338" />
	<Occupation name="Canteen Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10339" />
	<Occupation name="Canteen Worker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10340" />
	<Occupation name="Captain (Merchant Marine)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10341" />
	<Occupation name="Captain Aviation (Commercial)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10342" />
	<Occupation name="Car Assembly Line Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10343" />
	<Occupation name="Car Body Repairer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10344" />
	<Occupation name="Car Dealer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10345" />
	<Occupation name="Car Mechanic" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10346" />
	<Occupation name="Car Paint Sprayer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10347" />
	<Occupation name="Car Park Attendant" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10348" />
	<Occupation name="Car Salesperson" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10349" />
	<Occupation name="Car Valeter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10350" />
	<Occupation name="Cardiologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10351" />
	<Occupation name="Cardiovascular Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10352" />
	<Occupation name="Care assistant" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11444" />
	<Occupation name="Care Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10353" />
	<Occupation name="Careers Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10354" />
	<Occupation name="Careers Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10355" />
	<Occupation name="Caretaker" desc="" acc_cover="X" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10356" />
	<Occupation name="Cargo Checker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10357" />
	<Occupation name="Cargo Reservation Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10358" />
	<Occupation name="Cargo Superintendent" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10359" />
	<Occupation name="Carpenter" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10360" />
	<Occupation name="Carpet Layer/Fitter" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10361" />
	<Occupation name="Carpet Retailer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10362" />
	<Occupation name="Cartographer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10363" />
	<Occupation name="Carton Machine Minder" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10364" />
	<Occupation name="Cartoonist" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10365" />
	<Occupation name="Cash Room Assistant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10366" />
	<Occupation name="Cash Room Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10367" />
	<Occupation name="Cash Room Supervisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10368" />
	<Occupation name="Cashier" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10369" />
	<Occupation name="cashier (office/bank/building society)" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11470" />
	<Occupation name="Catalogue Compiler" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10370" />
	<Occupation name="Caterer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10371" />
	<Occupation name="Catering Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10372" />
	<Occupation name="Catering Officer (Other)" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10373" />
	<Occupation name="Catering Staff (Oil/Gas Rigs)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10374" />
	<Occupation name="Catering Worker" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10375" />
	<Occupation name="Ceiling Fitter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10376" />
	<Occupation name="Cellar Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10377" />
	<Occupation name="Cemetery Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10378" />
	<Occupation name="Central Heating Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10379" />
	<Occupation name="Central Heating Installer" desc="" acc_cover="X" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10380" />
	<Occupation name="Certified Accountant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10381" />
	<Occupation name="Chartered Accountant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10382" />
	<Occupation name="Chartered Architect" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10383" />
	<Occupation name="Chartered Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10384" />
	<Occupation name="Chartered Surveyor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10385" />
	<Occupation name="Chauffeur" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10386" />
	<Occupation name="Check Out Assistant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10387" />
	<Occupation name="Check Out Supervisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10388" />
	<Occupation name="Checker Packer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10389" />
	<Occupation name="Cheesemonger" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10390" />
	<Occupation name="Chef" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10391" />
	<Occupation name="chemical analyst" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11471" />
	<Occupation name="Chemical Engineer (Oil/Gas Rigs)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10392" />
	<Occupation name="Chemical Engineering Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10393" />
	<Occupation name="Chemical Researcher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10394" />
	<Occupation name="Chemist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10395" />
	<Occupation name="Chemist (Oil/Gas Rigs)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10396" />
	<Occupation name="Chief Executive Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10397" />
	<Occupation name="Child Care Worker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10398" />
	<Occupation name="Child Minder" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10399" />
	<Occupation name="Childrens Nurse" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10400" />
	<Occupation name="Chimney Sweep" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10401" />
	<Occupation name="Chip Shop Assistant" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10402" />
	<Occupation name="Chiropodist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10403" />
	<Occupation name="Chiropractor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10404" />
	<Occupation name="Choreographer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10405" />
	<Occupation name="CIE Conductor" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10406" />
	<Occupation name="CIE Guard" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10407" />
	<Occupation name="CIE Rail Trackman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10408" />
	<Occupation name="CIE Train Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10409" />
	<Occupation name="Cinema Staff" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10410" />
	<Occupation name="Civil Defence Officer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10411" />
	<Occupation name="Civil Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10412" />
	<Occupation name="Civil Servant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10413" />
	<Occupation name="Claims Assessor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10414" />
	<Occupation name="Class Room Assistant" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10415" />
	<Occupation name="Cleaner (Windows) &lt; 30 ft" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10416" />
	<Occupation name="Cleaner (Windows) &gt; 30 ft" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10417" />
	<Occupation name="Cleaning Lady" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10418" />
	<Occupation name="Cleaning Person" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11296" />
	<Occupation name="Clergyman" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10419" />
	<Occupation name="Clerical Assistant - Civil Service" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10420" />
	<Occupation name="Clerical Officer - Civil Service" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10421" />
	<Occupation name="Clerk/Clerical Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10422" />
	<Occupation name="Clinic Nurse" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10423" />
	<Occupation name="Clock Maker/Repairer" desc="" acc_cover="X" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10424" />
	<Occupation name="clothes designer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11472" />
	<Occupation name="Club Owner" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10425" />
	<Occupation name="Club Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10426" />
	<Occupation name="co-director - manual" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11344" />
	<Occupation name="co-director - non-manual" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11347" />
	<Occupation name="Coach Builder" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10427" />
	<Occupation name="Coach Driver" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10428" />
	<Occupation name="Coal Deliveryperson" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10429" />
	<Occupation name="Coal Merchant" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10430" />
	<Occupation name="Coal Miner" desc="Must complete relevant section of work and pasttime questionnaire.  &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10431" />
	<Occupation name="Coal Yard Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10432" />
	<Occupation name="Coastguard" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="N" Occ_Code="10433" />
	<Occupation name="Cobbler" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10434" />
	<Occupation name="Coffin Maker" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10435" />
	<Occupation name="College Administrator" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10436" />
	<Occupation name="College Lecturer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10437" />
	<Occupation name="College Student" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10438" />
	<Occupation name="Columnist" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10439" />
	<Occupation name="Comedian" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10440" />
	<Occupation name="Commercial Artist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10441" />
	<Occupation name="commercial director" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11405" />
	<Occupation name="Commercial Pilot" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10442" />
	<Occupation name="Commercial Traveller" desc="" acc_cover="X" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10443" />
	<Occupation name="Commis Chef" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10444" />
	<Occupation name="Commissioner Of Oaths" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10445" />
	<Occupation name="Commodity Broker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10446" />
	<Occupation name="Community Nurse" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10447" />
	<Occupation name="Community Welfare Officer" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11448" />
	<Occupation name="Community Worker" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10448" />
	<Occupation name="Company Accountant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10449" />
	<Occupation name="company director - manual" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11343" />
	<Occupation name="Company Director - non-manual" desc="Need more details for PHI" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10450" />
	<Occupation name="Company Executive" desc="Need more details for PHI" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10451" />
	<Occupation name="Company Representative" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11295" />
	<Occupation name="Company Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10452" />
	<Occupation name="Compliance Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10453" />
	<Occupation name="Compliant Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10454" />
	<Occupation name="Comprehensive School Teacher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10455" />
	<Occupation name="Computer Aided Designer" desc="Note for PHI: Based on driving &lt; 155 miles a week - If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10456" />
	<Occupation name="Computer Assembler" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10457" />
	<Occupation name="Computer Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week - If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10458" />
	<Occupation name="Computer Operations Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week - If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10459" />
	<Occupation name="Computer Operator/Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week - If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10460" />
	<Occupation name="Computer Programmer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10461" />
	<Occupation name="Computer Project Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week - If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10462" />
	<Occupation name="Computer Salesman" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10463" />
	<Occupation name="Computer Software Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week - If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10464" />
	<Occupation name="Computer Systems Analyst" desc="Note for PHI: Based on driving &lt; 155 miles a week - If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10465" />
	<Occupation name="Concrete Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10466" />
	<Occupation name="Conductor (Bus)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10467" />
	<Occupation name="Conductor (Music)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10468" />
	<Occupation name="Confectioner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10469" />
	<Occupation name="Construction Engineer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10470" />
	<Occupation name="Construction Site Foreman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10471" />
	<Occupation name="Construction Worker &lt; 30 feet" desc="-Average and maximum heights worked at -% of time spent at each" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10472" />
	<Occupation name="Construction Worker &gt; 30 feet" desc="-Average and maximum heights worked at and % of time spent at each.   &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10473" />
	<Occupation name="Consultant Anaesthetist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10474" />
	<Occupation name="Consultant Cardiologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10475" />
	<Occupation name="Consultant Gynaecologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10476" />
	<Occupation name="Consultant Physician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10477" />
	<Occupation name="Consultant Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10478" />
	<Occupation name="Contract Cleaner" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10479" />
	<Occupation name="Conveyor Belt Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10480" />
	<Occupation name="Cook" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10481" />
	<Occupation name="Cook (Merchant Marine)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10482" />
	<Occupation name="Coppersmith" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10483" />
	<Occupation name="Copywriter" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10484" />
	<Occupation name="Coroner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10485" />
	<Occupation name="Costume Designer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10486" />
	<Occupation name="Council Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10487" />
	<Occupation name="Council Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10488" />
	<Occupation name="Counsellor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10489" />
	<Occupation name="County Council Worker - Manual" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10491" />
	<Occupation name="County Council Worker - Non Manual" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10490" />
	<Occupation name="Courier Motor Bike" desc="Extra premium - refer underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10492" />
	<Occupation name="Courier Van Driver" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10493" />
	<Occupation name="Court Bailiff" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10494" />
	<Occupation name="Court Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10495" />
	<Occupation name="Court Usher" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10496" />
	<Occupation name="Crane Driver - &gt; 15 feet" desc="Extra premium - refer underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10497" />
	<Occupation name="Crane Driver - Ground Level" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10498" />
	<Occupation name="Creche Owner" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10499" />
	<Occupation name="Credit Controller" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10500" />
	<Occupation name="Credit Union Cashier" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10501" />
	<Occupation name="Curtain Fitter/Maker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10502" />
	<Occupation name="Customer Service Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10503" />
	<Occupation name="Customs &amp; Excise Officer" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover.&quot;  where occupation_desc = &quot;Stable Hand&quot;" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10504" />
	<Occupation name="Customs And Excise Inspector" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10505" />
	<Occupation name="Dairy Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10506" />
	<Occupation name="Dance Teacher" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10507" />
	<Occupation name="Data Processing Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10508" />
	<Occupation name="Debt Collector" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10509" />
	<Occupation name="Deck Officer (Irish Army)" desc="must complete relevant section of work and pastimes questionnnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10510" />
	<Occupation name="Deckhand (Fishing)" desc="must complete relevant section of work and pastimes questionnnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10511" />
	<Occupation name="Deep Sea Diver (Commercial)" desc="must complete relevant section of work and pastimes questionnnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10512" />
	<Occupation name="Defence Forces Member" desc="normal rates unless bomb disposal or serving abroad - If serving abroad list countries intended to serve in. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10513" />
	<Occupation name="Delivery Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10514" />
	<Occupation name="Demolition Worker" desc="must complete relevant section of work and pastimes questionnnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="D" vital_care_cover="N" Occ_Code="10515" />
	<Occupation name="Demonstrator (Sales)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10516" />
	<Occupation name="Dental Hygienist" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11222" />
	<Occupation name="Dental Nurse" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting.  " acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10517" />
	<Occupation name="Dental Receptionist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10518" />
	<Occupation name="Dental Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10519" />
	<Occupation name="Dental Technician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10520" />
	<Occupation name="Dermatologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10521" />
	<Occupation name="Design Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10522" />
	<Occupation name="Designer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10523" />
	<Occupation name="Desk Top Publisher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10524" />
	<Occupation name="Detective (Police)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10525" />
	<Occupation name="Detective (Private)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10526" />
	<Occupation name="Detective (Store)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10527" />
	<Occupation name="Dietician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. " acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10528" />
	<Occupation name="Digger Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10529" />
	<Occupation name="Dinner Lady" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10530" />
	<Occupation name="Diplomat" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10531" />
	<Occupation name="Directory Enquiries Operator" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10532" />
	<Occupation name="Disc Jockey" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10533" />
	<Occupation name="Dispatch Controller" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10534" />
	<Occupation name="Dispensing Chemist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10535" />
	<Occupation name="Dispensing Optician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10536" />
	<Occupation name="District Midwife" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10537" />
	<Occupation name="District Nurse" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10538" />
	<Occupation name="District Planner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10539" />
	<Occupation name="Diver" desc="Must complete relevant sections of work and pastimes questionnaire." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10540" />
	<Occupation name="Docker" desc="&quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10541" />
	<Occupation name="Doctor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10542" />
	<Occupation name="Doctors Receptionist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10543" />
	<Occupation name="Domestic Cleaner" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10544" />
	<Occupation name="Domestic Electrician" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10545" />
	<Occupation name="Doorman (Club)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10546" />
	<Occupation name="Double Glazing Installer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10547" />
	<Occupation name="Double Glazing Salesperson" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10548" />
	<Occupation name="Drama Teacher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10549" />
	<Occupation name="Draper" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10550" />
	<Occupation name="Draughtsman" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10551" />
	<Occupation name="Dress Maker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10552" />
	<Occupation name="Driver (Bus)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10553" />
	<Occupation name="Driver (HGV)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10554" />
	<Occupation name="Driver (Taxi)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10555" />
	<Occupation name="Driver (Van)" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10556" />
	<Occupation name="Driving Instructor" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10557" />
	<Occupation name="Driving Test Examiner" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10558" />
	<Occupation name="Dry Cleaner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="0" definition="O" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10559" />
	<Occupation name="Dumper Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10560" />
	<Occupation name="Dustman" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10561" />
	<Occupation name="Economist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10562" />
	<Occupation name="Editor" desc=" " acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11182" />
	<Occupation name="Eircom Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10563" />
	<Occupation name="Eircom Operator" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10564" />
	<Occupation name="Elderly Care Assistant" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10565" />
	<Occupation name="Electrical Contractor" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10566" />
	<Occupation name="Electrical Draughtsman" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10567" />
	<Occupation name="Electrical Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10568" />
	<Occupation name="Electrical Fitter" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10569" />
	<Occupation name="Electrical Retailer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10570" />
	<Occupation name="Electrician - Domestic" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10571" />
	<Occupation name="Electrician - Industrial" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10572" />
	<Occupation name="Electronic Goods Assembler" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10573" />
	<Occupation name="Electronics Designer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10574" />
	<Occupation name="Employment Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10575" />
	<Occupation name="Endocrinologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10576" />
	<Occupation name="Engineer Civil" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10577" />
	<Occupation name="Engineer Electrical" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10578" />
	<Occupation name="Engineer Mechanical" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10579" />
	<Occupation name="Engineer Structural" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10580" />
	<Occupation name="Engraver" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10581" />
	<Occupation name="Environmental Health Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10582" />
	<Occupation name="Estate Agent" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10583" />
	<Occupation name="Event Manager" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11297" />
	<Occupation name="Event Organiser" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11302" />
	<Occupation name="Excavator Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10584" />
	<Occupation name="Executive Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10585" />
	<Occupation name="Exhaust Fitter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10586" />
	<Occupation name="Exhibition Co-ordinator" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10587" />
	<Occupation name="Export Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10588" />
	<Occupation name="Factory Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10589" />
	<Occupation name="Factory Worker - Heavy Manual" desc="Give exact nature of duties" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10590" />
	<Occupation name="Factory Worker - Light Manual" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10591" />
	<Occupation name="Farm Labourer/Worker" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10592" />
	<Occupation name="Farm Manager" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10593" />
	<Occupation name="Farmer" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10594" />
	<Occupation name="Farrier" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10595" />
	<Occupation name="Fas Student" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10596" />
	<Occupation name="Fashion Buyer" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10597" />
	<Occupation name="Fashion Designer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10598" />
	<Occupation name="Felt Roofer" desc="For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10599" />
	<Occupation name="Fence Erector" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10600" />
	<Occupation name="Filing Clerk" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10601" />
	<Occupation name="Film Processor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10602" />
	<Occupation name="Finance Broker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10603" />
	<Occupation name="Finance Director" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10604" />
	<Occupation name="finance manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11410" />
	<Occupation name="Financial Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10605" />
	<Occupation name="Financial Controller" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10606" />
	<Occupation name="financial services (includes insurance brokers agents)" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11473" />
	<Occupation name="Fireperson" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10607" />
	<Occupation name="First Officer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10608" />
	<Occupation name="Fish And Chip Shop Owner" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10609" />
	<Occupation name="Fish Factory Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10610" />
	<Occupation name="Fish Farmer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10611" />
	<Occupation name="Fisherman" desc="Refer underwriting. Complete relevant sections of work and pastimes questionnaire. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10612" />
	<Occupation name="Fishmonger" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10613" />
	<Occupation name="Fitness Instructor" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10614" />
	<Occupation name="Fitted Kitchen Salesman" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10615" />
	<Occupation name="Fitter" desc="" acc_cover="Y" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10616" />
	<Occupation name="Flat Racing Jockey" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10617" />
	<Occupation name="Floor Layer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10618" />
	<Occupation name="Floor Tiler" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10619" />
	<Occupation name="florist" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11465" />
	<Occupation name="Flour Miller" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10620" />
	<Occupation name="Foreign Correspondent" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10621" />
	<Occupation name="Foreman - No Manual Work" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10622" />
	<Occupation name="Foreman - Some Manual Work" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10623" />
	<Occupation name="Forestry Worker" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10624" />
	<Occupation name="Forge Assistant" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10625" />
	<Occupation name="Fork Lift Driver" desc="" acc_cover="X" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10626" />
	<Occupation name="Freelance Journalist" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10627" />
	<Occupation name="Freight Controller" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10628" />
	<Occupation name="French Polisher" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10629" />
	<Occupation name="Fruit Grower" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="Y" contr_cover="N" expiry="0" definition="O" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10630" />
	<Occupation name="Fruit Salesman" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="0" definition="O" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10631" />
	<Occupation name="Funeral Director" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10632" />
	<Occupation name="Furnace Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10633" />
	<Occupation name="Furniture Assembler" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10634" />
	<Occupation name="Furniture Remover" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10635" />
	<Occupation name="Furniture Shop Owner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10636" />
	<Occupation name="Ganger" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10637" />
	<Occupation name="Garage Mechanic" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10638" />
	<Occupation name="Garage Owner/Manager Non-Manual" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10639" />
	<Occupation name="Garbage Collector" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10640" />
	<Occupation name="Garda" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10641" />
	<Occupation name="Garda Sergeant" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10642" />
	<Occupation name="Garda Superintendent" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10643" />
	<Occupation name="Gardener" desc="" acc_cover="Y" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10644" />
	<Occupation name="Gas Board Clerk" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10645" />
	<Occupation name="Gas Fitter" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10646" />
	<Occupation name="Gas Meter Reader" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10647" />
	<Occupation name="Gas Meter Tester" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10648" />
	<Occupation name="Gate Keeper" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10649" />
	<Occupation name="Genealogist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10650" />
	<Occupation name="General Foreman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10651" />
	<Occupation name="General Labourer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10652" />
	<Occupation name="General Operative - Heavy Manual" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10654" />
	<Occupation name="General Operative - Light Manual" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10653" />
	<Occupation name="General Practitioner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10655" />
	<Occupation name="Geneticist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10656" />
	<Occupation name="Geologist (Oil/Gas Rigs)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10657" />
	<Occupation name="Geologist (Other)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10658" />
	<Occupation name="Glass Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10659" />
	<Occupation name="Glazier" desc="" acc_cover="Y" contr_cover="N" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10660" />
	<Occupation name="goldsmith" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11406" />
	<Occupation name="Government Official" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10661" />
	<Occupation name="Graphic Designer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10662" />
	<Occupation name="Grave Digger" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10663" />
	<Occupation name="Green Keeper" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10664" />
	<Occupation name="GreenGrocer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10665" />
	<Occupation name="Groom" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10666" />
	<Occupation name="Ground Steward" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10667" />
	<Occupation name="Guest House Proprietor" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10668" />
	<Occupation name="Gym Instructor" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10669" />
	<Occupation name="Gynaecologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10670" />
	<Occupation name="Hackney Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10671" />
	<Occupation name="Hairdresser" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10672" />
	<Occupation name="Harbour Pilot" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10673" />
	<Occupation name="Haulage Contractor" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10674" />
	<Occupation name="Head Chef" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10675" />
	<Occupation name="Head Teacher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10676" />
	<Occupation name="Health And Safety Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10677" />
	<Occupation name="Health Inspector" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10678" />
	<Occupation name="Healthcare Worker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="O" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10679" />
	<Occupation name="Heating Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10680" />
	<Occupation name="Heavy Goods Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10681" />
	<Occupation name="Herbalist" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10682" />
	<Occupation name="Hgv Driver" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10683" />
	<Occupation name="Higher Executive Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10684" />
	<Occupation name="Historian" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10685" />
	<Occupation name="Home Care Assistant" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10686" />
	<Occupation name="Home Maker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10687" />
	<Occupation name="Homeopath" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10688" />
	<Occupation name="Horse Breeder" desc="Complete relevant sections of work and pastimes questionnaire. Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="Y" contr_cover="N" expiry="0" definition="O" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10689" />
	<Occupation name="Horse Riding Instructor" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10690" />
	<Occupation name="Horticulturist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="N" expiry="0" definition="O" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10691" />
	<Occupation name="Hospital Attendant" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10692" />
	<Occupation name="Hospital Porter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10693" />
	<Occupation name="Hospital Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10694" />
	<Occupation name="Hotel Chef" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10695" />
	<Occupation name="Hotel Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10696" />
	<Occupation name="Hotel Porter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10697" />
	<Occupation name="Hotel Proprietor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10698" />
	<Occupation name="House Decorator" desc="" acc_cover="Y" contr_cover="N" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10699" />
	<Occupation name="Househusband" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10700" />
	<Occupation name="Housekeeper" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10701" />
	<Occupation name="Housewife" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10702" />
	<Occupation name="Housing Inspector" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10703" />
	<Occupation name="Human Resources Administrator" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10704" />
	<Occupation name="human resources consultant" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11467" />
	<Occupation name="Hypnotherapist" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10705" />
	<Occupation name="Ice Cream Vendor" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10706" />
	<Occupation name="Immigration Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10707" />
	<Occupation name="Import Administrator" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10708" />
	<Occupation name="Independent Financial Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10709" />
	<Occupation name="Industrial Cleaner" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10710" />
	<Occupation name="Industrial Relations Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10711" />
	<Occupation name="information officer" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11407" />
	<Occupation name="Inseminator" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10712" />
	<Occupation name="Inspector Of Taxes" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10713" />
	<Occupation name="Instore Demonstrator" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10714" />
	<Occupation name="Insurance Agent" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10715" />
	<Occupation name="Insurance Assessor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10716" />
	<Occupation name="Insurance Associate" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10717" />
	<Occupation name="Insurance Broker/Agent" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10718" />
	<Occupation name="Insurance Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10719" />
	<Occupation name="Insurance Salesperson" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10720" />
	<Occupation name="Insurance Staff" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10721" />
	<Occupation name="Insurance Underwriter" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10722" />
	<Occupation name="Interior Designer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10723" />
	<Occupation name="Internal Auditor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10724" />
	<Occupation name="Internet Designer" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11285" />
	<Occupation name="Internet Specialist" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11286" />
	<Occupation name="Interpreter" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10725" />
	<Occupation name="Investment Analyst" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10726" />
	<Occupation name="Investment Banker" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10727" />
	<Occupation name="Investment Broker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10728" />
	<Occupation name="Investment Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10729" />
	<Occupation name="Ironmonger" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10730" />
	<Occupation name="IT administrator" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11403" />
	<Occupation name="IT Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10731" />
	<Occupation name="it manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11442" />
	<Occupation name="IT Programmer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10732" />
	<Occupation name="IT technician" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11402" />
	<Occupation name="Janitor" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10733" />
	<Occupation name="JCB Digger Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10734" />
	<Occupation name="Jeweller - Repairs/Making" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10735" />
	<Occupation name="Jewellery Designer" desc="" acc_cover="X" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10736" />
	<Occupation name="Jewelry Retailer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10737" />
	<Occupation name="Jiggerman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10738" />
	<Occupation name="Jockey" desc="must complete relevant sections of work and pastimes questionnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10739" />
	<Occupation name="Joiner" desc="" acc_cover="Y" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10740" />
	<Occupation name="Journalist" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10741" />
	<Occupation name="Judge" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10742" />
	<Occupation name="Keep Fit Instructor" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10743" />
	<Occupation name="Kitchen Assistant" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10744" />
	<Occupation name="Kitchen Porter" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10745" />
	<Occupation name="Kitchen Supplier Fitter" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10746" />
	<Occupation name="Lab. Technician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10747" />
	<Occupation name="Labourer" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10748" />
	<Occupation name="Land Surveyor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10749" />
	<Occupation name="Landlord" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10750" />
	<Occupation name="Landscape Gardener" desc="" acc_cover="Y" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10751" />
	<Occupation name="Laundry Worker" desc="" acc_cover="X" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10752" />
	<Occupation name="Lawyer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10753" />
	<Occupation name="Lecturer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10754" />
	<Occupation name="Legal Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10755" />
	<Occupation name="Legal Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a eek -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10756" />
	<Occupation name="Leisure Centre Attendant" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10757" />
	<Occupation name="Letting Agent" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10758" />
	<Occupation name="Librarian" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10759" />
	<Occupation name="Licensed Victualler" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10760" />
	<Occupation name="Life Assurance Broker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10761" />
	<Occupation name="Life Assurance Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10762" />
	<Occupation name="Life Assurance Salesperson" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10763" />
	<Occupation name="Life Guard" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10764" />
	<Occupation name="Lifeboat Man" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10765" />
	<Occupation name="Lift Repair person" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10766" />
	<Occupation name="Lighting Technician" desc="" acc_cover="X" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10767" />
	<Occupation name="Linesman" desc="Refer underwriting. &quot;. - Give average and maximum heights worked at - Give % of time spent at each. ?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10768" />
	<Occupation name="Lithographer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10769" />
	<Occupation name="Litigation Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10770" />
	<Occupation name="Lobster Fisherman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10771" />
	<Occupation name="Local Council Officer" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10772" />
	<Occupation name="Locksmith" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10773" />
	<Occupation name="Locomotive Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10774" />
	<Occupation name="Lollipop Lady" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10775" />
	<Occupation name="Lorry Driver" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10776" />
	<Occupation name="Loss Adjuster" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10777" />
	<Occupation name="Loss Assessor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10778" />
	<Occupation name="Lumberjack" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10779" />
	<Occupation name="Machine Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10780" />
	<Occupation name="Machinist" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10781" />
	<Occupation name="Magazine Editor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10782" />
	<Occupation name="Magistrate" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10783" />
	<Occupation name="Maintenance Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10784" />
	<Occupation name="Maintenance Fitter" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10785" />
	<Occupation name="Maintenance Technician (Oil/Gas Rigs)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10786" />
	<Occupation name="Make Up Artist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10787" />
	<Occupation name="Management Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10788" />
	<Occupation name="manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11418" />
	<Occupation name="Manager - clerical" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10789" />
	<Occupation name="manager - non-clerical" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11342" />
	<Occupation name="managing director (no manual work)" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11474" />
	<Occupation name="Manual Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11290" />
	<Occupation name="Map Maker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10790" />
	<Occupation name="Marine Engineer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10791" />
	<Occupation name="Marine Maintenance Fitter" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10792" />
	<Occupation name="Market Gardener" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10793" />
	<Occupation name="Market Researcher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10794" />
	<Occupation name="Market Trader" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10795" />
	<Occupation name="Marketing Analyst" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10796" />
	<Occupation name="Marketing Assistant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10797" />
	<Occupation name="Marketing Executive" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10798" />
	<Occupation name="Mason" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10799" />
	<Occupation name="Masonry Restorer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10800" />
	<Occupation name="Master Butcher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10801" />
	<Occupation name="Mathematician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10802" />
	<Occupation name="Matron (Nursing)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10803" />
	<Occupation name="Mature Student" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10804" />
	<Occupation name="Meat Supplier" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10805" />
	<Occupation name="Mechanic" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10806" />
	<Occupation name="Mechanical Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10807" />
	<Occupation name="Mechanics Assistant" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10808" />
	<Occupation name="Medical Practitioner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10809" />
	<Occupation name="Medical Representative" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10810" />
	<Occupation name="Medical Researcher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10811" />
	<Occupation name="Medical Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10812" />
	<Occupation name="Member Of European Parliament" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10813" />
	<Occupation name="Member Of The Stock Exchange" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10814" />
	<Occupation name="Merchandiser" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10815" />
	<Occupation name="Merchant Banker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10816" />
	<Occupation name="Merchant Seaman" desc="Must complete relevant sections of work and pastimes questionnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10817" />
	<Occupation name="Metal Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="N" Occ_Code="10818" />
	<Occupation name="Meter Collector" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10819" />
	<Occupation name="Meter Fitter" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10820" />
	<Occupation name="Meter Reader" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10821" />
	<Occupation name="Meter Tester" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10822" />
	<Occupation name="Microbiologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10823" />
	<Occupation name="Midwife" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10824" />
	<Occupation name="Milk Roundsperson" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10825" />
	<Occupation name="Milliner" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10826" />
	<Occupation name="Milling Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10827" />
	<Occupation name="Miner" desc="must complete relevant sections of work and pastimes questionnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10828" />
	<Occupation name="Minicab Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10829" />
	<Occupation name="Minister (Religious)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10830" />
	<Occupation name="Mobile Crane Driver (Ground Level)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10831" />
	<Occupation name="Model" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10832" />
	<Occupation name="Money Broker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10833" />
	<Occupation name="Montessori Teacher" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10834" />
	<Occupation name="Mortgage Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10835" />
	<Occupation name="Mortician" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10836" />
	<Occupation name="Mother And Housewife" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10837" />
	<Occupation name="Motor Car Dealer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10838" />
	<Occupation name="Motor Cycle Courier" desc="- Give average weekly mileage - Give areas covered. &quot;&quot;?&quot;&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10839" />
	<Occupation name="Motor Mechanic" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10840" />
	<Occupation name="Motorbike Mechanic" desc="" acc_cover="Y" contr_cover="N" expiry="60" definition="O" defer_period="26" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10841" />
	<Occupation name="Motorway Maintenance" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10842" />
	<Occupation name="Museum Worker" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10843" />
	<Occupation name="Musician" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10844" />
	<Occupation name="Nanny" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10845" />
	<Occupation name="National Hunt Jockey" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10846" />
	<Occupation name="navy officer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11468" />
	<Occupation name="Neurologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10847" />
	<Occupation name="News Correspondent" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10848" />
	<Occupation name="News Editor" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10849" />
	<Occupation name="Newsagent" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. This is based on working &lt; 50 hours. If working more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10850" />
	<Occupation name="Newspaper Reporter" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10851" />
	<Occupation name="Newsreader" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10852" />
	<Occupation name="Night Club Owner" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10853" />
	<Occupation name="Night Porter" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10854" />
	<Occupation name="Not Currently Employed" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10855" />
	<Occupation name="Nurse - GP Practise" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10856" />
	<Occupation name="Nurse - Hospital" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11482" />
	<Occupation name="nurse - primary care" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11522" />
	<Occupation name="Nurse - Psychiatric" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10857" />
	<Occupation name="Nursery Worker (Agriculture)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10858" />
	<Occupation name="Nursery Worker (Education)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10859" />
	<Occupation name="Nursing Home Owner" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10860" />
	<Occupation name="Nutritionist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10861" />
	<Occupation name="Obstetrician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10862" />
	<Occupation name="Occupational Therapist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10863" />
	<Occupation name="Off License Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10864" />
	<Occupation name="Office Cleaner" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10865" />
	<Occupation name="Office Messenger" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10866" />
	<Occupation name="Office Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10867" />
	<Occupation name="Oil Rigs - Manual" desc="must complete relevant sections of work and pastimes questionnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10868" />
	<Occupation name="Oil Rigs - Non-Manual" desc="must complete relevant sections of work and pastimes questionnaire - refer to underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10869" />
	<Occupation name="Oncologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10870" />
	<Occupation name="operations manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11413" />
	<Occupation name="Opthalmic Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10871" />
	<Occupation name="Optician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10872" />
	<Occupation name="Optometrist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10873" />
	<Occupation name="Organist" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10874" />
	<Occupation name="Orthodontist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10875" />
	<Occupation name="Orthopaedic Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10876" />
	<Occupation name="Orthoptist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10877" />
	<Occupation name="Osteopath" desc="" acc_cover="X" contr_cover="Y" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10878" />
	<Occupation name="Overhead Linesman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10879" />
	<Occupation name="Overseas Voluntary Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10880" />
	<Occupation name="P.R. Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10881" />
	<Occupation name="Paediatric Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10882" />
	<Occupation name="Paediatrician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10883" />
	<Occupation name="Paint Sprayer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10884" />
	<Occupation name="Painter &amp; Decorator - avg &lt; 30 feet" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover.&quot;  where occupation_desc = &quot;Stable Hand&quot;" acc_cover="Y" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10885" />
	<Occupation name="Painter &amp; Decorator - avg &gt; 30 feet" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover.&quot;  where occupation_desc = &quot;Stable Hand&quot;" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10886" />
	<Occupation name="Pallet Maker" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10887" />
	<Occupation name="Panel Beater" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10888" />
	<Occupation name="Paramedic" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10889" />
	<Occupation name="Park Keeper" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10890" />
	<Occupation name="Park Ranger" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10891" />
	<Occupation name="Parking Attendant" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10892" />
	<Occupation name="Pastry Chef" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10893" />
	<Occupation name="Pathologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10894" />
	<Occupation name="Pawnbroker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10895" />
	<Occupation name="Payroll Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10896" />
	<Occupation name="PC Support Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10897" />
	<Occupation name="Pension Administrator" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10898" />
	<Occupation name="Pension Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10899" />
	<Occupation name="Pension Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10900" />
	<Occupation name="Pensioner" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10901" />
	<Occupation name="Permanent Way Inspector" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10902" />
	<Occupation name="Personal Assistant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10903" />
	<Occupation name="Personal Financial Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10904" />
	<Occupation name="Personal Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10905" />
	<Occupation name="Personnel Assistant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10906" />
	<Occupation name="Personnel Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10907" />
	<Occupation name="Pet Shop Owner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10908" />
	<Occupation name="Petrol Pump Attendant" desc="" acc_cover="X" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10909" />
	<Occupation name="Pharmaceutical Worker" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10910" />
	<Occupation name="Pharmacist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10911" />
	<Occupation name="Pharmacy Assistant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10912" />
	<Occupation name="Philatelist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10913" />
	<Occupation name="Phlebotomist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10914" />
	<Occupation name="Phone Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10915" />
	<Occupation name="Photocopy Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10916" />
	<Occupation name="Photographer" desc="No overseas/arial/hazardous assignments- if yes give full details. Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10917" />
	<Occupation name="Photographer (Aerial)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10918" />
	<Occupation name="Physical Education Teacher" desc="" acc_cover="X" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10919" />
	<Occupation name="Physicist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10920" />
	<Occupation name="Physiotherapist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10921" />
	<Occupation name="Picture Framer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10922" />
	<Occupation name="Picture Restorer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10923" />
	<Occupation name="Pilot Airline" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10924" />
	<Occupation name="Pilot Helicopter (Commercial)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10925" />
	<Occupation name="Pipe Layer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10926" />
	<Occupation name="Planning Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10927" />
	<Occupation name="Plant Hire Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10928" />
	<Occupation name="Plasterer" desc="" acc_cover="Y" contr_cover="N" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10929" />
	<Occupation name="Plastic Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10930" />
	<Occupation name="Plate Layer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10931" />
	<Occupation name="Playgroup Leader" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10932" />
	<Occupation name="Playschool Assistant" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10933" />
	<Occupation name="Plumber" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10934" />
	<Occupation name="Plumbing And Heating Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10935" />
	<Occupation name="Pneumatic Drill Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10936" />
	<Occupation name="Podiatrist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10937" />
	<Occupation name="Police" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10938" />
	<Occupation name="Political Correspondent" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10939" />
	<Occupation name="Politician" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10940" />
	<Occupation name="Port Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10941" />
	<Occupation name="Porter Hotel/Hospital" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10942" />
	<Occupation name="Post Primary Teacher" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10946" />
	<Occupation name="Postal Worker" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10943" />
	<Occupation name="postman" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11417" />
	<Occupation name="Postperson - Driving" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10944" />
	<Occupation name="Postperson - No Driving" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10945" />
	<Occupation name="Pottery Worker" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10947" />
	<Occupation name="Poultry Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10948" />
	<Occupation name="Power Station Worker" desc="" acc_cover="D" contr_cover="N" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10949" />
	<Occupation name="practice manager (gp surgery)" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11475" />
	<Occupation name="Precision Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10950" />
	<Occupation name="Press Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10951" />
	<Occupation name="Priest" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10952" />
	<Occupation name="Primary School Teacher" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10953" />
	<Occupation name="Principal" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10954" />
	<Occupation name="Printer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10955" />
	<Occupation name="Prison Officer" desc="" acc_cover="X" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10956" />
	<Occupation name="Private Detective" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10957" />
	<Occupation name="Private Pilot" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10958" />
	<Occupation name="Probation Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10959" />
	<Occupation name="process operator" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11523" />
	<Occupation name="process technician" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11411" />
	<Occupation name="production control manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11404" />
	<Occupation name="Production Operator" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10960" />
	<Occupation name="Professional footballer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11244" />
	<Occupation name="Professional Golfer " desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11242" />
	<Occupation name="Professional rugby player" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11243" />
	<Occupation name="Professional Sports Person" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11294" />
	<Occupation name="Professor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10961" />
	<Occupation name="Programmer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10962" />
	<Occupation name="project director" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11461" />
	<Occupation name="project manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11462" />
	<Occupation name="Projectionist" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11262" />
	<Occupation name="Promotions Assistant" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11304" />
	<Occupation name="Promotions Manager" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11303" />
	<Occupation name="Property Developer" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="10963" />
	<Occupation name="property supervisor" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11443" />
	<Occupation name="Psychiatrist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10964" />
	<Occupation name="Psychologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10965" />
	<Occupation name="Psychotherapist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10966" />
	<Occupation name="Public Health Inspector" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10967" />
	<Occupation name="Public Relations Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10968" />
	<Occupation name="Publican" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10969" />
	<Occupation name="Publisher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10970" />
	<Occupation name="quality analyst" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11464" />
	<Occupation name="Quality Controller" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10971" />
	<Occupation name="Quantity Surveyor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10972" />
	<Occupation name="Quarry Worker" desc="Refer Underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10973" />
	<Occupation name="Racehorse Jockey" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10974" />
	<Occupation name="Racehorse Trainer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10975" />
	<Occupation name="Radio Presenter" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10976" />
	<Occupation name="Radiographer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10977" />
	<Occupation name="Radiologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10978" />
	<Occupation name="Radiotherapist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10979" />
	<Occupation name="Railway - Guard" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10981" />
	<Occupation name="Railway - Maintenance" desc="&quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10982" />
	<Occupation name="Railway - Signaler" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10980" />
	<Occupation name="Railway - Ticket Collector / Inspector" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10983" />
	<Occupation name="Railway Crossing Keeper" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="10984" />
	<Occupation name="Receptionist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10985" />
	<Occupation name="Recruitment Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10986" />
	<Occupation name="Redundant" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10987" />
	<Occupation name="Reflexology Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10988" />
	<Occupation name="Refuse Collector" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10989" />
	<Occupation name="Regional Sales Manager" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10990" />
	<Occupation name="Registered Child Minder" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10991" />
	<Occupation name="Remedial Teacher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10992" />
	<Occupation name="Removal Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10993" />
	<Occupation name="Reporter" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10994" />
	<Occupation name="Researcher" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10995" />
	<Occupation name="Restaurant Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10996" />
	<Occupation name="Restauranteur" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10997" />
	<Occupation name="Restorer (Furniture)" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10998" />
	<Occupation name="Retail assistant" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11445" />
	<Occupation name="retail manager" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11409" />
	<Occupation name="Retailer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="10999" />
	<Occupation name="Retired" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11000" />
	<Occupation name="revenue manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11463" />
	<Occupation name="Revenue Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11001" />
	<Occupation name="Rheumatologist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11002" />
	<Occupation name="Rigger (Oil/Gas Rigs)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11003" />
	<Occupation name="Rigger (Onshore)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11004" />
	<Occupation name="Road Maintenance Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11005" />
	<Occupation name="Road Safety Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11006" />
	<Occupation name="Roofer" desc="Give average and maximum heights worked at  and give % of time spent at each. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11007" />
	<Occupation name="Sacristan" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11008" />
	<Occupation name="Safety Analyst" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11009" />
	<Occupation name="Safety Training Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11010" />
	<Occupation name="Sailor (Merchant Marine)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11011" />
	<Occupation name="Sales Assistant - Light Goods" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11012" />
	<Occupation name="Sales Assistant - Shop" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11013" />
	<Occupation name="Sales Executive" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11014" />
	<Occupation name="sales manager" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11414" />
	<Occupation name="sales rep" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11416" />
	<Occupation name="Salesperson/Commercial Traveller" desc="" acc_cover="X" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11015" />
	<Occupation name="Salmon Farmer" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11016" />
	<Occupation name="Sander" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11017" />
	<Occupation name="Satellite Dish Installer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="11018" />
	<Occupation name="Saw Doctor" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11019" />
	<Occupation name="Sawmill Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11020" />
	<Occupation name="Scaffolder" desc="Life- Extra premium - refer underwriting. Give average and maximum heights worked at. Give % of time each height.  &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11021" />
	<Occupation name="School Caretaker" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11022" />
	<Occupation name="School Teacher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11023" />
	<Occupation name="Schools Inspector" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11024" />
	<Occupation name="Scientific Researcher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11025" />
	<Occupation name="Scrapman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11026" />
	<Occupation name="Seaman (Merchant Marine)" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11027" />
	<Occupation name="Seamstress" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11028" />
	<Occupation name="Search Rescue Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="11029" />
	<Occupation name="Secondary School Teacher" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11031" />
	<Occupation name="Secretary" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11032" />
	<Occupation name="Security Guard" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11033" />
	<Occupation name="Security Van Driver" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11034" />
	<Occupation name="Senior Executive Officer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11035" />
	<Occupation name="Service Co-ordinator/Supervisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11030" />
	<Occupation name="Service Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11036" />
	<Occupation name="Sewage Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11037" />
	<Occupation name="Sewing Machinist" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11038" />
	<Occupation name="Share Dealer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11039" />
	<Occupation name="Sheet Metal Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11040" />
	<Occupation name="Shipbuilder" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11041" />
	<Occupation name="Shipping Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11042" />
	<Occupation name="Ships Captain" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11043" />
	<Occupation name="Ships Steward" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11044" />
	<Occupation name="Shoe Maker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11045" />
	<Occupation name="Shoe Repairer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11046" />
	<Occupation name="Shop Assistant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11047" />
	<Occupation name="Shop Detective" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11048" />
	<Occupation name="Shop Steward" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11049" />
	<Occupation name="Shopfitter" desc="" acc_cover="Y" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11050" />
	<Occupation name="Shopkeeper - Light Goods" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11051" />
	<Occupation name="Shunter" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11052" />
	<Occupation name="Sign Erector - Greater than 30ft" desc="Refer underwriting. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11053" />
	<Occupation name="Sign Erector - Less than 30ft" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11054" />
	<Occupation name="Signalman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11055" />
	<Occupation name="Silversmith" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11056" />
	<Occupation name="Singing Teacher" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11057" />
	<Occupation name="Site Foreman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11058" />
	<Occupation name="Sky Dish Installer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="11059" />
	<Occupation name="Slater" desc="Extrra premium - refer underwriting give average and maximum heights worked at and % of time spent at each. &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11060" />
	<Occupation name="Social Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11061" />
	<Occupation name="Software Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11062" />
	<Occupation name="Soldier" desc="Normal rates unless bomb disposal or serving abroad - if serving abroad list countries intended to serve in.  &quot;&quot;?&quot;&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11063" />
	<Occupation name="Solicitor" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover.&quot;  where occupation_desc = &quot;Stable Hand&quot;" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11064" />
	<Occupation name="Sorting Office Worker" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11065" />
	<Occupation name="Sound Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11066" />
	<Occupation name="Sound Technician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11067" />
	<Occupation name="Special Needs Assistant (school)" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11447" />
	<Occupation name="Speech Therapist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11068" />
	<Occupation name="sports coach" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11323" />
	<Occupation name="Sports Development Officer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11322" />
	<Occupation name="Sports Player" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11291" />
	<Occupation name="Sports Reporter" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11069" />
	<Occupation name="Sportsman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11292" />
	<Occupation name="Sportswoman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11293" />
	<Occupation name="Spray Painter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11070" />
	<Occupation name="Stable Hand" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11071" />
	<Occupation name="Staff Nurse" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11072" />
	<Occupation name="Station Master" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11073" />
	<Occupation name="Statistician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11074" />
	<Occupation name="Steel Erector" desc="Extra premium - refer underwriting.Give average and maximum heights worked at. Give % of time spent at each.  &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11075" />
	<Occupation name="Steelworker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11076" />
	<Occupation name="Steeplejack" desc="Extra Premium - refer underwriting. Give average and maximum heights worked at and % of time spent at each.  &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11077" />
	<Occupation name="Stevedore" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11078" />
	<Occupation name="Stock Broker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11079" />
	<Occupation name="Stockroom Controller" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11080" />
	<Occupation name="Stone Mason" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11081" />
	<Occupation name="Store Detective" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11082" />
	<Occupation name="Store Manager" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11083" />
	<Occupation name="Street Cleaner" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11084" />
	<Occupation name="Street Market Trader" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11085" />
	<Occupation name="Structural Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11086" />
	<Occupation name="Student" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11087" />
	<Occupation name="Supermarket Worker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11088" />
	<Occupation name="supervisor" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11415" />
	<Occupation name="Surgeon" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11089" />
	<Occupation name="Surveyor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11090" />
	<Occupation name="Swimming Pool Attendant" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11091" />
	<Occupation name="Switchboard Operator" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11092" />
	<Occupation name="Systems Analyst" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11093" />
	<Occupation name="Systems Programmer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11094" />
	<Occupation name="Tailor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11095" />
	<Occupation name="Takeaway Owner" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11096" />
	<Occupation name="Tanner" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11097" />
	<Occupation name="Tarmac Layer" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11098" />
	<Occupation name="Tax Advisor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11099" />
	<Occupation name="Tax Inspector" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11100" />
	<Occupation name="Taxi Driver" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11101" />
	<Occupation name="Taxidermist" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11102" />
	<Occupation name="Teacher - School" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11103" />
	<Occupation name="Tealady" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11104" />
	<Occupation name="Team Manager" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11105" />
	<Occupation name="technical assistant" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11412" />
	<Occupation name="technician" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11449" />
	<Occupation name="Telecom Installer/Engineer" desc="" acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11106" />
	<Occupation name="Telephonist" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11107" />
	<Occupation name="Telesales" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11108" />
	<Occupation name="Television Engineer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11109" />
	<Occupation name="Television Producer" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11110" />
	<Occupation name="Theatre Sister" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11111" />
	<Occupation name="Theatre worker (surgical)" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11446" />
	<Occupation name="Theatrical Worker" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11112" />
	<Occupation name="Therapist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11113" />
	<Occupation name="Ticket Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11114" />
	<Occupation name="Ticket Inspector" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11115" />
	<Occupation name="Tiler - Floor/Wall" desc="" acc_cover="Y" contr_cover="N" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11116" />
	<Occupation name="Tiler - Roof" desc="Extra premium - refer underwriting. Give average and maximum heights worked at and % of time spent at each.  &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11117" />
	<Occupation name="Timber Worker" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11118" />
	<Occupation name="Toolmaker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11119" />
	<Occupation name="tour guide" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11466" />
	<Occupation name="town planner" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11476" />
	<Occupation name="Trade Union Official" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11120" />
	<Occupation name="Traffic Warden" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11121" />
	<Occupation name="Train Driver" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11122" />
	<Occupation name="Trainee Accountant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11123" />
	<Occupation name="Trainee Doctor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11124" />
	<Occupation name="Training Consultant" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11125" />
	<Occupation name="Travel Consultant" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11126" />
	<Occupation name="Treasurer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11127" />
	<Occupation name="Tree Surgeon" desc="must complete relevant sections of work and pastimes questionnaire - refer to underwriting" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11128" />
	<Occupation name="Truck Driver" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11129" />
	<Occupation name="Tunneller" desc="must complete relevant sections of work and pastimes questionnaire - Extra Premium for life.  &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11130" />
	<Occupation name="Turf Accountant" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11131" />
	<Occupation name="Turner Fitter" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11132" />
	<Occupation name="TV Cameraman" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11133" />
	<Occupation name="TV Presenter" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11134" />
	<Occupation name="TV Repairer" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11135" />
	<Occupation name="Typesetter" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11136" />
	<Occupation name="Typist" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11137" />
	<Occupation name="Tyre and Exhaust Fitter" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11138" />
	<Occupation name="Undertaker" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11139" />
	<Occupation name="Underwriter" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11140" />
	<Occupation name="Unemployed" desc="" acc_cover="D" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11141" />
	<Occupation name="University Lecturer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11142" />
	<Occupation name="University Student" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11143" />
	<Occupation name="Upholsterer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11144" />
	<Occupation name="Valet" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11145" />
	<Occupation name="Valuer" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11146" />
	<Occupation name="Van Driver/Delivery Person" desc="" acc_cover="Y" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11147" />
	<Occupation name="Vat Inspector" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11148" />
	<Occupation name="Vegetable Supplier" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11149" />
	<Occupation name="Vehicle Inspector" desc="" acc_cover="Y" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11150" />
	<Occupation name="vet surgeon small animals" desc=" &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover.&quot;  where occupation_desc = &quot;Stable Hand&quot;" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11152" />
	<Occupation name="Veterinary Nurse" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="2" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11502" />
	<Occupation name="Veterinary Surgeon - Large Animal" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting. Suited = &quot;Own and any occupation to which suited by reason of education, training or experience&quot;. Signed agreement or special terms letter will be necessary." acc_cover="X" contr_cover="Y" expiry="55" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11151" />
	<Occupation name="Vice Principal" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11153" />
	<Occupation name="Victualler" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11154" />
	<Occupation name="Vintner" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11155" />
	<Occupation name="Vocational Training Instructor" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11156" />
	<Occupation name="Voluntary Work" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="Y" Occ_Code="11157" />
	<Occupation name="Wages Clerk" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11158" />
	<Occupation name="Waiter/Waitress" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11159" />
	<Occupation name="Wall Tiler" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11160" />
	<Occupation name="Warden (Prison Service)" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11161" />
	<Occupation name="WareHouse Person" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="N" expiry="55" definition="O" defer_period="26" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11162" />
	<Occupation name="Waste Disposal Collector" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11163" />
	<Occupation name="Watch Maker/Repairer" desc=" " acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11183" />
	<Occupation name="Website Creator" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11284" />
	<Occupation name="Website Designer" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11282" />
	<Occupation name="Website Specialist" desc="" acc_cover="X" contr_cover="Y" expiry="65" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="1" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11283" />
	<Occupation name="Welder" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11164" />
	<Occupation name="Wholesaler" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11165" />
	<Occupation name="Wife and Mother" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11166" />
	<Occupation name="Window Cleaner - Less than 30ft" desc="" acc_cover="Y" contr_cover="N" expiry="" definition="" defer_period="" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11167" />
	<Occupation name="Window Cleaner - Other" desc="Extra premium for life. Give average and maximum heights worked at and % of time spent at each.  &quot;?&quot;- For SIC there will be an exclusion of Coma, paralysis and LOI cover." acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11168" />
	<Occupation name="Window Dresser" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11169" />
	<Occupation name="Window Installer &lt; 30 ft" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11170" />
	<Occupation name="Window Installer &gt; 30 ft" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="D" life_cover="E" perm_hlth_ins="D" spec_ill_cover="2" vital_care_cover="N" Occ_Code="11171" />
	<Occupation name="Windscreen Fitter" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11172" />
	<Occupation name="Wine Bar Owner" desc="" acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="4" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11173" />
	<Occupation name="Wood Worker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11174" />
	<Occupation name="Works Foreman" desc="" acc_cover="D" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="B" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11175" />
	<Occupation name="Writer" desc="" acc_cover="X" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11176" />
	<Occupation name="X-Ray Technician" desc="Note for PHI: Based on driving &lt; 155 miles a week -  If more refer underwriting." acc_cover="X" contr_cover="Y" expiry="60" definition="O" defer_period="13" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="3" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11177" />
	<Occupation name="Youth Worker" desc="" acc_cover="X" contr_cover="Y" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11178" />
	<Occupation name="Zoo Keeper" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11179" />
	<Occupation name="Zoologist" desc="" acc_cover="Y" contr_cover="N" expiry="0" definition="" defer_period="0" hosp_cash_cover="A" life_cover="N" perm_hlth_ins="D" spec_ill_cover="1" vital_care_cover="Y" Occ_Code="11180" />
</Occupations>