Life Insurance

Life Insurance is a form of insurance that could pay a lump sum to your family if you die, provided of course that you have taken out a life policy. They can use this lump sum to pay off bills or the mortgage, and it could give them an income when they need it most. 

We have a range of products designed to help give you peace of mind that your family will be looked after should you die or be diagnosed with a specified illness.

Term Life Insurance is life insurance over an agreed term (length of time you choose to be covered for) which pays a cash lump sum if you die during the term of your plan. It is particularly important to have for the key years that you might have dependants who rely on your income.

Income protection provides you with a replacement income if you cannot work as a result of an illness or injury after a period of time. You can take out income insurance if you are in full-time work or are self-employed and earn an income. Income protection will not be paid if you become unemployed.

Life Long Insurance provides the level of life insurance you choose for the duration of your whole life. You are covered as long as you are accepted and continue making your regular payments throughout this time. It can also provide tax efficient inheritance planning cover for your family.

Simple Life Insurance is a no-frills life cover plan which could give you instant life insurance when you apply online. If you are accepted, you could be covered by the end of the application process – as its name suggests, it’s simple, straightforward and uncomplicated.

Specified Illness cover provides a lump sum in the event that you are diagnosed with one of the 44 illnesses covered under the plan. It also offers a partial payment of €15,000 for 21 milder but still life altering illnesses.

Mortgage Life Insurance, commonly known as mortgage protection is a common form of life insurance. It ensures that your mortgage will be paid off if you die during the term of your plan. Most banks will require that you have mortgage protection in place prior to granting you a mortgage. This plan pays out a cash lump sum if you die during ther term of your plan.

Over 50's Life Insurance is the over 50s Life Cover plan from Irish Life. It provides you with life insurance in old age to organise a nest egg for your family, or to pay any outstanding bills you might have after you die. You can get your plan started with our online application.