Lowest priced hospital plan from only €39.02 per month
First Cover Plan is the lowest priced health insurance hospital plan on the market offering customers the benefits of being with Irish Life Health.
*Get One Month Free from 1st Jan 2026.
Whats covered?
- Private & Semi-private room in a public hospital
- Up to €100 back on visits to a wide range of minor injury clinics
- Unlimited Digital Doctor
- Nurse on Call
- Access to the MyLife rewards store
- Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face
See table of cover for full list of benefits.
Why Irish Life Health
Irish Life Health ExpressCare Clinics
We're there for express care including our network of 21 other minor injury clinics.
Digital Doctor
Get unlimited fast access to Doctor’s advice and prescriptions via chat, phone or video.
Healthy Minds
Get access to independent professional counselling. Because we all need a healthy mind as well as a healthy body.
Back-Up
Get expert advice and treatment for acute back and neck pain from a network of nationwide physiotherapists.
Irish Life Health ExpressCare Clinics
We know minor injuries and illnesses are a pain but getting the treatment you need doesn’t have to be. We’re there for express care with the new Irish Life Health ExpressCare Clinics in Dublin and Cork. Our members can also access our network of 21 other minor injury clinics nationwide.
Still not sure what plan to buy?
Lowest price based on adult price.
*Offer applies to the MyPlan range, Benefit, Health Guide 1, Health Guide 2, First Cover and First Cover Extra. One month free is equivalent to 8.33% discount spread over 12 months on new policies starting 1st January to 30th April 2026.
Terms and Conditions apply. For exact details of cover, please check the Irish Life Health Membership Handbook and Table of Cover.