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Tables of Cover

We offer a wide range of health insurance plans focused on helping you stay well. Each of our plans offers a host of innovative benefits and services that help you live a healthier life. 

Tables of Cover below effective from 1st July 2025

Below are links to the tables of cover for each of our health insurance plans. Click on any link to open a PDF version of that document. 

The Tables of Cover displayed are correct for policies bought or renewed on or after the effective date listed on each document. You must refer to the Table of Cover issued with your policy or renewal confirmation documents for the correct table of cover applicable to your policy.

If you are unsure of your specific plan name, your table of cover can also be found in your online account. For a hardcopy of any of these documents, further advice, or to purchase a plan, please call us on 01 562 5100. 

Our Medical and Surgical Appliance list is located here.

Consumer Plans

BeneFit Plan BeneFit 1 Plan BeneFit 2 Plan BeneFit Access 300 BeneFit Access 500 BeneFit Extra Family Value First Cover Health Starter Health Value Health Level 1 Plan Level 1 Everyday Plan Level 1 Hospital Plan Level 2 Complete Health Plan Level 2 Family Health Plan Level 2 Health Excess Level 2 Health Excess 150 Level 2 Health Excess 500 Level 2 Hospital Excess Level 2 Hospital Nurses & Teachers Plan Level 2 Hospital Plan Me Plan Level 1 MyPlan 150 MyPlan 350 MyPlan 500 Nurses & Teachers Choice Nurses & Teachers Choice 2 Nurses & Teachers Choice 3 Teachers Complete We Plan Level 1

Day to Day Plans

Day to Day Focus Day2Day Focus.1 Day to Day 50 Plan Day to Day A Plan Day to Day Me Plan Day to Day Most First Cover Extra Health Direct Health Starter Level 2 Family Health with Day to Day Plan Level 2 Health Excess with Day to Day Plan Level 2 Hospital Nurses & Teachers with Day to Day Level 2 Hospital with Day to Day Plan Me Plan Level 1 with Day to Day Me Me Plan Level 1 with Day to Day 50 MyPlan 150 with Day to Day MyPlan 350 with Day to Day MyPlan 500 with Day to Day VIGO We Plan Level 1 with Day to Day 50 We Plan Level 1 with Day to Day A

Select Plans

Select More Select More with Day 2 Day & Emergency packs Select More with Day 2 Day Select More with Emergency Access Pack Select Plus Select Plus with Day 2 Day and Emergency Packs Select Plus with Day 2 Day pack Select Plus with Emergency Access Pack Select Starter Select Select with Day 2 Day and Emergency packs Select with Day 2 Day Pack Select with Emergency Access Pack

Tailored Health Plans

Better Active ILH Better Advantage ILH Better ILH Better Select ILH Health Active Health Ultra Net More 100 ILH Net More 300 ILH Net More 500 ILH Best Smart ILH Better Ultra ILH Net Most 100 ILH Net Most 300 ILH Net Most 500 ILH Best Ultimate 2 ILH Best Ultimate Active ILH Net One ILH Kick-Off Plan ILH Kick-Off Upgrade ILH Nurture Plan ILH Nurture Plus ILH Student Health Guard TOC Study in Ireland TOC

Personalised Packages

Personalised Packages Range of 2 Personalised Packages Range of 8 Personalised Packages Range for Better Select Personalised Packages Range for Nurses and Teachers Choice 2 Personalised Packages Range for Nurses and Teachers Choice 3 Personalised Packages Range for MyPlan 150 Personalised Packages Range for MyPlan 150 with Day to Day Personalised Packages Range for MyPlan 350 Personalised Packages Range for MyPlan 350 with Day to Day Personalised Packages Range for MyPlan 500 Personalised Packages Range for MyPlan 500 with Day to Day Personalised Packages Range for Livewell

Optimise Plans

Optimise Gold Optimise Gold with Day to Day A Optimise Gold with Day to Day Optimise Platinum Optimise Platinum with Day to Day A Optimise Platinum with Day to Day Optimise Silver Optimise Silver with Day to Day A Optimise Silver with Day to Day 50

Focus Plans

Value Focus Plan First Focus Plan First Focus 300 First Focus 500 Future Focus Plan Future Focus 300 Future Focus 500 Family Focus Plan Hospital Focus Plan

Business Plans

Business Plan Choice Business Plan Complete Business Plan Executive Business Plan Extra Business Plan Hospital + Business Plan Hospital Business Plan Plus Business Plan Select

BeFit Plans

Be Fit 1 Be Fit 2 Be Fit 2.1 Be Fit 3 Be Fit Life

Health Guide Plans

Health Guide 1 Health Guide 2 Health Guide 3 Health Guide 4

Health Plans

Health Plan 01 Health Plan 02 Health Plan 03 Health Plan 04 Health Plan 05 Health Plan 06 Health Plan 07 Health Plan 08 Health Plan 09 Health Plan 10 Health Plan 13 Health Plan 16 Health Plan 16.1 Health Plan 17 Health Plan 18 Health Plan 19 Health Plan 20 Health Plan 26.1 Health Plan 28 Health Plan 38 Health Plan Fit LiveWell

Horizon Plans

Horizon 1 Extras for Horizon 1 Horizon 2 Extras for Horizon 2 Horizon 3 Extras for Horizon 3 Horizon 4 Extras for Horizon 4 Horizon 5 Extras for Horizon 5

4D Health Plans

4D Health 1 Extras for 4D Health 1 4D Health 2 Extras for 4D Health 2 4D Health 3 Extras for 4D Health 3 4D Health 4 Extras for 4D Health 4 4D Health 5 Extras for 4D Health 5 4D Future Extras for 4D Future 4D Evolution Extras for 4D Evolution

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© 2017 Irish Life Health dac is regulated by the Central Bank of Ireland. A private company limited by shares.Registered in Ireland No. 376607. Registered Office Irish Life Centre, Lower Abbey Street, Dublin 1. All information and contractual terms are supplied in English.