We guide your employees through their pension journey. We partner with over 2,000 companies to build strong workplace pension plans. Together, we help more than 150,000 employees build better futures.
As Ireland’s leading pension provider, we offer the largest Master Trust in Ireland managing in excess of €10 billion worth of assets (LCP, 2025). Our EMPOWER Master Trust is a multi-award-winning defined contribution pension solution.
Beyond pensions, we offer complete employee benefits. We combine protection, health, wealth and wellbeing for a better, more connected experience.
A market-leading, award-winning solution from Ireland’s top pension and investment provider. Trusted by over 2,000 employers, we’re guiding over 150,000 pension savers toward better financial futures. (LCP, 2025)
Our pension specialists provide forward-thinking expert advice for your business. As a trusted partner, we’ll help reduce workload for your HR and benefits teams so they can focus on the future.
Our advanced digital platforms provide employers with valuable insights into employee benefits data and benchmarking intelligence. Smart analytics guides your business strategy and fuels growth.
A fully compliant and cost-effective solution for your company. Professional Trustees apply strong oversight to the Master Trust, acting in members’ best interests.
A broad range of investment fund options to cater for all risk appetites including sustainable choices. And a default option that grows with them. Flexibility means your employees can easily adjust contributions, their retirement age, or switch funds.
Employees can track their pension savings, make top-ups and switch funds through the MyIrishLife app and web portal.
Tools, calculators and webinars guide them through their career, and retirement planning and advice is available from our pension education team and consultants.
Fully independent, experienced, professional trustees and key function holders, combined with Irish Life’s trusted pension expertise.
Speak with our team to explore the right company pension solution for your business, and help your employees build better futures.
User-friendly digital tools and investment choices help employees plan better and retire with more security. Employees get real-time information, projections and timely nudges.
Members can access support from our pension education team, useful content and financial advice, helping them make informed decisions throughout their pension journey.
A fully independent, experienced Professional Trustee and key function holders apply strong oversight to the Master Trust, ensuring a compliant and cost-effective solution that acts in members’ best interests.
Our EMPOWER Master Trust reflects our best investment thinking, across default, multi-asset and asset class funds. We carefully monitor and update our fund choices and strategies regularly.
Our EMPOWER Master Trust reflects our best investment thinking, across default, multi-asset and asset class funds. We carefully monitor and update our fund choices and strategies regularly.
Our pension investment fund experts have created a unique, personalised default investment strategy to achieve a better outcome for each member. Through our partnership with Irish Life Investment Managers, Ireland’s leading investment manager, we offer a full range of investment strategies to meet the different needs of members.
Your employees can select from a range of multi-asset funds, as well as individual asset class funds to give exposure to equities, bonds, alternatives and cash. Find out more about the variety of funds we offer and see fund factsheets.
Resources
If you want to learn more about the Irish Life EMPOWER Master Trust, please read through our helpful guide. There is also a member guide for your employees.
EMPOWER Master Trust Pension Guide for Employers
EMPOWER Master Trust Pension Guide for Employees
Show your people that you are truly invested in their future. Together, we can guide your employees on their pension journey with expert retirement planning, financial education and advice.
Contact our expert team to explore our award-winning pension solutions.
To guide your employees to act earlier, retire stronger and build better futures
A trusted, market-leading pension and benefits provider with 85 years of experience
A robust company pension plan, smart investment strategies and proactive employee support
A better, more connected employee benefits experience that helps grow your business.
