Shard

Irish Life

Mortgage Protection

Mortgage Protection helps to protect your loved ones by paying a lump sum to help pay off your mortgage if you die or become seriously ill during the term of your plan. Your cover decreases as the amount left on your mortgage decreases. 


Anyone taking out a mortgage needs to have mortgage protection, but you don’t have to buy it from your lender — and with us, it could cost you as little as €13.13*per month.

For your home

Product Card Icon

What is mortgage protection?

Product Card Icon

How much does it cost?

Product Card Icon

What types of cover are there?

You have three options for cover:

Product Card Icon

Can I add on extra benefits?

SPECIFIED ILLNESS COVER

An icon

98.1% of death claims paid


(Irish Life Assurance, 2022)

An icon

Supporting 7,000+ families with claims


(Irish Life Assurance, 2022)

An icon

80 years looking after the needs of people in Ireland

(Irish Life Assurance, 2022)

From *€13.13 inclusive of the 1% life insurance levy. The cost of your cover will depend on your age, health, smoker status and the benefits you chose.

Pays a lump sum to help pay off your mortgage if you die

Your cover decreases as the amount left on your mortgage decreases

The cost will depend on your age, your health, options chosen, the term and agreed level of cover

Your payments stay the same. You must keep paying to stay covered

You can start this plan up to age 74

What do I need to know?

Feature List