From Irish Life Assurance
Protection products and life insurance are designed to provide financial support if the unexpected happens. Whether it’s illness, injury or death, life insurance can help you and your loved ones cope financially during difficult times.
Irish Life offers a range of protection products to help support you at different stages of life, from protecting your income to helping your family maintain their lifestyle.
Products are provided by Irish Life Assurance and advice is provided by Irish Life Financial Services.
We offer a range of insurance products to suit every lifestyle. Book an appointment with a financial advisor and they'll help you to pick which type of insurance plan is best for you.
We offer a range of insurance products to suit every lifestyle. Book an appointment with a financial advisor and they'll help you to pick which type of insurance plan is best for you.
One policy, one payment, OnePlan. Tailor your insurance so it suits your needs and budget. Combine different types of cover into one plan together with extra benefits such as bill cover.
Get comfort knowing that you'll benefit from a lump sum to help pay off your mortgage if you die or become seriously ill during the term of your plan.
Term life insurance covers you for a period (term) of your choosing. You can choose to be protected for any length of time between two and 50 years, up to age 85.
Life long insurance covers you for your entire life, giving financial support to your family when it's most needed.
For people who are currently in work and want a tax-efficient way to leave dependants a lump sum should they die during the term of their plan.
Remove uncertainty around your income. This provides cover if you can't work due to illness or injury while employed.
Not sure which type of protection is right for you? The right cover depends on your circumstances, income and long-term goals and may change over time.
ONEPLAN PROTECTION | MORTGAGE PROTECTION | TERM LIFE INSURANCE | LIFE LONG INSURANCE | PENSION TERM INSURANCE | INCOME PROTECTION |
|---|
| Main purpose | Protect your family and income | Protect your mortgage | Protect your family | Lifetime cover and estate planning | Protect pension funding | Protect your income |
| Life cover | ||||||
| Specified illness cover | Optional | |||||
| Regular income replacement | ||||||
| Linked to debt | ||||||
| Length of cover | Fixed term or whole-of-life | Length of mortgage | Fixed term | Whole-of-life | Until you retire | Until you return to work |
| Type of payout | Lump sum or regular payment | Lump sum | Lump sum | Lump sum | Lump sum | Regular payment |
| Tax relief on premiums |
Protection isn’t about planning for the worst; it’s about being prepared and having support in place if life doesn’t go to plan.
If illness, injury or death affects your ability to earn, life insurance can help reduce the financial impact. It’s designed to support you in maintaining your lifestyle and meeting everyday commitments when your income is disrupted.
Certain products can provide a regular income or a lump sum payment during periods of illness or recovery. This financial support can help cover bills, medical costs or other expenses, giving you one less thing to worry about.
Having protection in place offers peace of mind that the people who depend on you could be financially supported if something happens. It’s about knowing that your family’s financial future is considered and protected.
Protection can be tailored to suit your circumstances, goals and stage of life. Whether you’re starting out, supporting a family or planning ahead, your cover can be reviewed and adjusted as your needs change.
If illness, injury or death affects your ability to earn, life insurance can help reduce the financial impact. It’s designed to support you in maintaining your lifestyle and meeting everyday commitments when your income is disrupted.
Certain products can provide a regular income or a lump sum payment during periods of illness or recovery. This financial support can help cover bills, medical costs or other expenses, giving you one less thing to worry about.
Having protection in place offers peace of mind that the people who depend on you could be financially supported if something happens. It’s about knowing that your family’s financial future is considered and protected.
Protection can be tailored to suit your circumstances, goals and stage of life. Whether you’re starting out, supporting a family or planning ahead, your cover can be reviewed and adjusted as your needs change.
Explore our articles on protection to learn more about different types of cover, real-life scenarios and the things people often consider when planning financial protection for themselves and their families.
Your employer may provide eligible employees with group risk cover protection benefits as part of your employee benefits package.
Our advisors are committed to helping people around Ireland achieve their financial goals.
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“Use 60 mins to invest in your life, it’s time well spent on your future.”
-Linda Moran
Financial Advisor Irish Life
Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.