Clear Invest

If you have a large lump sum, then a long-term investment could be the ideal path for you. 

  

  • Get complimentary advice on your best available lump sum investment strategy.
  • Find the fund to suit you, based on your risk profile and financial goals. 
  • Want to get started online yourself? That's where Smart Invest comes in. Learn more.

  

Products are provided by Irish Life Assurance and advice is provided by Irish Life Financial Services.

Is lump sum investing right for you?

You want to invest for five years or more

Our plans are designed for the long term, which gives you a better chance at seeing a return on your cash. Early withdrawal fees will apply within the first five years of investing.

You have at least €10,000 to invest

After your initial lump sum investment of €10,000 or more, you can make additional investments from €1,000. 

You are aged between 18 and 74

As long as you are over the age of 18 and under the age of 75, you can invest with Clear Invest.

You understand the risks of investing

When you invest, the value of your investment may go down as well as up. Be sure you are aware that investing is not risk-free.

You understand how the product works

Clear Invest is a lump sum unit-linked life insurance investment plan. The amount you invest is used to buy units in our range of funds. The value of your plan is then linked to the value of the units in our funds.

Feature List

Regular investments

Clear Regular Invest

Lump sum investments

Clear Invest

Online investing

Smart Invest

Good to know

You can invest:
Frequently, starting from €100 per month
A lump sum, starting from €10,000
Any time, starting from €100, plus option for lump sums
Talk with an advisor over video-call, phone or in-person to set up your plan
Set up your plan online
Top up whenever you want
Top up your investment with recurring payments
Dedicated investment app
Top up by debit card or digital wallet
Top up by bank transfer
Want to invest for at least 5 years
You're prepared to risk getting back less than you put in and don't need to protect your money

More

Customers also ask: lump sum investment FAQs

Charges and fees

  • Your cash (minus the 1% government levy) is invested immediately.
  • If you invest in the available funds for five years or more, the only charge will be an annual fund charge.
  • Early withdrawal charges apply to each of the Clear Invest fund options. Please see the product booklet below for full details.
  • An incentive fee may apply to certain funds.

Resources

Read more about our lump sum investment product

Warning: If you invest in these products you may lose some or all of the money you invest.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.

Free consultation

Want to talk to an expert?

Our advisors are committed to helping people around Ireland achieve their financial goals.


Book an appointment with one of our financial advisors, virtually or in-person. 

What happens in your appointment?

Get an evaluation of your finances

Get answers to your questions

Get a free personalised plan

Get the right recommendations

“Use 60 mins to invest in your life, it’s time well spent on your future.”

Photo of - Linda Moran, Financial Advisor Irish Life

- Linda Moran

Financial Advisor Irish Life

Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.