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Clear Invest
If you have a large lump sum, then a long-term investment could be the ideal path for you.
- Get complimentary advice on your best available lump sum investment strategy.
- Find the fund to suit you, based on your risk profile and financial goals.
- Want to get started online yourself? That's where Smart Invest comes in. Learn more.
Products are provided by Irish Life Assurance and advice is provided by Irish Life Financial Services.
Is lump sum investing right for you?
You want to invest for five years or more
Our plans are designed for the long term, which gives you a better chance at seeing a return on your cash. Early withdrawal fees will apply within the first five years of investing.
You have at least €10,000 to invest
After your initial lump sum investment of €10,000 or more, you can make additional investments from €1,000.
You are aged between 18 and 74
As long as you are over the age of 18 and under the age of 75, you can invest with Clear Invest.
You understand the risks of investing
When you invest, the value of your investment may go down as well as up. Be sure you are aware that investing is not risk-free.
You understand how the product works
Clear Invest is a lump sum unit-linked life insurance investment plan. The amount you invest is used to buy units in our range of funds. The value of your plan is then linked to the value of the units in our funds.
Good to know
| You can invest: | Frequently, starting from €100 per month | A lump sum, starting from €10,000 | Any time, starting from €100, plus option for lump sums |
| Talk with an advisor over video-call, phone or in-person to set up your plan | |||
| Set up your plan online | |||
| Top up whenever you want | |||
| Top up your investment with recurring payments | |||
| Dedicated investment app | |||
| Top up by debit card or digital wallet | |||
| Top up by bank transfer | |||
| Want to invest for at least 5 years | |||
| You're prepared to risk getting back less than you put in and don't need to protect your money |
More
Customers also ask: lump sum investment FAQs
Charges and fees
- Your cash (minus the 1% government levy) is invested immediately.
- If you invest in the available funds for five years or more, the only charge will be an annual fund charge.
- Early withdrawal charges apply to each of the Clear Invest fund options. Please see the product booklet below for full details.
- An incentive fee may apply to certain funds.
Resources
Read more about our lump sum investment product
Warning: If you invest in these products you may lose some or all of the money you invest.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Free consultation
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What happens in your appointment?
Get an evaluation of your finances
Get answers to your questions
Get a free personalised plan
Get the right recommendations
“Use 60 mins to invest in your life, it’s time well spent on your future.”
- Linda Moran
Financial Advisor Irish Life
Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.