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I'm already retired
After doing the hard work, most of us have a pension to live on. Whether it's drawing from a large retirement fund or living on the State Pension, managing your pension doesn't stop at retirement. Our expert financial advisors can help you make the most of whatever you have.
Products are provided by Irish Life Assurance and advice is provided by Irish Life Financial Services.
How to manage your finances in retirement
Explore options for managing your pension
Deciding on the right option for managing your pension fund is really important; a financial advisor can help you find your best solution.
Keep up with changes to expenses
As we get older, our priorities and lifestyles may change. Regular financial advice in your retirement years can help you in this transition.
Create a retirement budget
Determine what your sources of income will be. These can include your pension, the state pension, and other benefits that you might be entitled to. Identify essential expenses such as energy bills and discretionary expenses such as holidays.
Why manage your money when you're retired?
Maintain a comfortable lifestyle
You've spent years planning what to do with your retirement, and now you can act on those plans. You might benefit from an Approved Retirement Fund (ARF) or tax benefits that can help with your living expenses. Explore your options with an Irish Life Financial Services advisor.
Preserve your savings
Manage your savings throughout your retirement and make informed decisions about withdrawals.
Adapt to life changes
The late stages of retirement might involve health changes and may result in your needing additional support, so it's important that you've kept on top of your money throughout retirement.
How Irish Life can help
Guide you to retirement
Our advisors are on hand to help you and offer guidance.
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What happens in your appointment?
Get an evaluation of your finances
Get answers to your questions
Get a free personalised plan
Get the right recommendations
“Use 60 mins to invest in your life, it’s time well spent on your future.”
- Linda Moran
Financial Advisor Irish Life
Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.