Life Insurance when you need it most
from Irish Life
With Term Life Insurance, you decide how long you want to be insured. It's an affordable way to feel reassured that your loved ones are protected - from €15.15 per month*.
Products are provided by Irish Life Assurance and advice is provided by Irish Life Financial Services.
You can start this plan up to age 82.
You can choose a term of at least two years and up to 50 years which can provide cover up to your 85th birthday.
You can choose to include your partner as part of a dual term life insurance policy.
You can choose just life cover or add on specified illness cover.
*The minimum payment every month is €15.15 including the government levy of 1% (May 2024).
The cost will depend on your age, your health, options chosen, the term and agreed level of cover.
Your payments stay the same unless you choose the inflation protection option, which allows you to increase your cover yearly in line with inflation (to keep in line with the cost of living).
You can choose the guaranteed cover again benefit, which allows you to convert to another term life insurance plan or a life long insurance plan, at additional cost.
You must keep paying to stay covered.
Term Life Insurance Key Features

Additional Benefits
Your options for greater comfort
For added reassurance, you can choose to add benefits which will pay out if you get sick or injured. Please see the list of 48 illness covered under this plan.
Please note: additional benefits are added based on your suitability.
Specified Illness Cover
Get covered knowing that you'll benefit from a lump sum if you're diagnosed with an illness covered on your plan.
Resources
Read Irish Life Assurance booklets for more information