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A new way to grow your savings
New Investment Account from Irish Life, coming in July 2027
An Investment Account is a proposed new account designed to make investing easier for everyone. Available from July 2027, it will offer a simpler way to invest, with more straightforward tax rules. You can start with small amounts, invest at your own pace and access your money when you need it.
In the meantime, why not try our investment growth calculator to explore how your money could grow over time compared with leaving it in a cash savings account.
Advice is provided by Irish Life Financial Services.
What are the key features of the Investment Account?
- Invest up to €12,000 each year
- Tax-free gains up to €50,000
- 1% annual tax on value of investment account above €50,000
- Start investing at your own pace
Why is the government introducing this new Investment Account?
Irish households missed out on around €800 million in deposit interest in 2024 by keeping money in low or no-interest accounts. The Government's aim is to make saving and investing easier for people who may otherwise leave money in cash.
Investment Growth Calculator
See how your money could grow over time compared with keeping it in a current account.
Calculations are based on an illustrative annual return of 5%.
See how your investment could grow
Enter your investment plan details to see your projected value, growth over time and contribution breakdown.
Your contributions
€ -
Total amount invested
Projected growth
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Projected additional value
Value subject to 1% tax
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Value above the €50,000 tax-free threshold.
Projected value
Investment growth
Current account
Your new Investment Account questions answered
Why invest with Irish Life?
Guide you to retirement
Our advisors are on hand to help you and offer guidance.
Expert advice
Our advisors make investing easy and help you pick a plan.
Global strength
As part of Great-West Lifeco group of companies.
Warning: If you invest in this product, you may lose some, or all, of the money you invest.
Warning: The value of your investment may go down as well as up.
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Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.
What happens in your appointment?
Get an evaluation of your finances
Get answers to your questions
Get a free personalised plan
Get the right recommendations
“Use 60 minutes to invest in your life; it’s time well spent on your future.”
- Linda Moran
Financial Advisor, Irish Life
Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.