Irish Life websites

Protect my family

This guide aims to give you - the parents - straightforward information about the different types of life insurance you can get so that you can make your decisions with confidence. We hope it helps you understand some of the key things you need to think about to take the first step towards protecting your family.

Term Life Insurance is life insurance over an agreed term (length of time you choose to be covered for) which pays a cash lump sum if you die during the term of your plan. 

Specified Illness cover provides a lump sum in the event that you are diagnosed with one of the 44 illnesses covered under the plan. It also offers a partial payment of €15,000 for 21 milder but still life altering illnesses.

Life Long Insurance provides the level of life insurance you choose for the duration of your whole life. You are covered as long as you are accepted and continue making your regular payments throughout this time.

Simple Life Insurance is a no-frills life cover plan which could give you instant life insurance when you apply online. Coverage is limited to €150,000, and a maximum term of 20 years.

Over 50's Life Insurance is the over 50s Life Cover plan from Irish Life. It provides you with you with up to €25,000 of life insurance . You can get your plan started with our online application.