Our advisors are committed to helping people around Ireland achieve their financial goals.
Book an appointment with one of our financial advisors, virtually or in-person.
I’d like to start a pension
from Irish Life Financial Services
Whether you’ve just started your first job or you’re already advancing in your career, starting a pension is always a smart move. Starting early gives you a huge advantage but as the saying goes ‘better late than never’. So, if you’re here and thinking about it, you’ve taken a great first step. Now, let’s get you up and running.
Free pension planning and advice
Even if you’ve no idea of what you’d like your retirement years to look like, you can make a plan so you’re ready for anything when the time comes. Pensions may seem complicated but they are one of the tax-friendliest long-term investment you can build for yourself. A good place to start is to get some advice and that’s where we can help. At Irish Life Financial Services, we’re offering free pension advice with one of our qualified Financial Advisors in person, over the phone, or by video link at a time that suits you. Before booking an appointment with an Irish Life Financial Advisor, please check with your employer if you have a company option available for you.
What to expect from your pension meeting
Where are you now?
This is a snap shot of your current financial situation.
• What is your annual salary?
• What are your monthly bills and outgoings?
• Do you have a mortgage, personal loan or credit card debt?
• Have you savings, investments or other assets?
• Are you renting or a home owner?
Where do you want to be
Here we look at your goals. If your priority is to start a pension pot, there’s a few things to consider. What do you want your retirement to look like? When do you want to retire? How much do you think you’ll need to fund your new lifestyle? What will you need to save to get there? How much are you happy to put by each month? Once you have a clear picture, your Financial Advisor can talk you through the pension options that best suit you.
Your personalised pension plan
At the end of your meeting, you’ll get a personalised plan with recommendations on the most suitable pension for you. There’s no obligation to make any decisions straightaway. You’re free to take your time and review the plan in your own time.
Plan for retirement
Whatever your plans for retirement – see the world, go back to college, start a new hobby – you’ll need money to do the things you want to do.
Income Tax relief
You may get income tax relief on the contributions you make.
Flexible
They’re flexible. You choose how much you want to put by - and increase, decrease, and even stall payments when you like.
Regular or one-time payments
You can top up with regular monthly payments as well as one-time payments.
For employees and the self-employed
If you’re an employee, your employer can make contributions too. If you’re self-employed, it’s a tax efficient way to reward your hard work.
Why start a pension?
Free annual follow up meeting
Life happens and priorities change as time goes by - so we check in with you once a year to see how you’re doing. A fresh look at your pension plan can help you refocus and keeps you on track to your retirement goals.
Free consultation
Want to talk to an expert?
What happens in your appointment?
Get an evaluation of your finances
Get answers to your questions
Get a free personalised plan
Get the right recommendations
“Use 60 mins to invest in your life, it’s time well spent on your future.”
- Linda Moran
Financial Advisor Irish Life
Irish Life Financial Services Limited, trading as Irish Life, is regulated by the Central Bank of Ireland. Irish Life Financial Services is an insurance intermediary tied to Irish Life Assurance for life and pensions.