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Self-Invested Fund – more control of your pension

The Self-Invested Fund is a unique fund as it gives you control over the assets you choose to invest your pension contributions in. You have the opportunity to invest in a wide range of individual assets such as deposits, shares, bonds, etc. The advantage of the Self-Invested Fund is that it allows you to combine the convenience of a traditional pension plan with the freedom and flexibility of choosing the assets that your pension invests in.

The Self-Invested Fund is available on our Complete Solutions pension plans and has a minimum investment of €20,000.

You will have sole responsibility for the asset selection within the Self-Invested Fund, the performance of the assets chosen and the effect on your pension fund value. The risk rating of the Self-Invested Fund is categorised as 7 being the highest risk. The majority of the assets are classified as high risk and you should ensure that your asset selection matches your risk appetite.

Please note that we do not do any due diligence on the assets or on the product literature attached to any investments in the Self-Invested Fund. Please review all proposed investments and related literature with your authorised investment adviser.

For more information please read Your Guide to the Self-Invested Fund.


Deposit accounts are a very flexible investment option available through the Self-Invested Fund. The deposit options available to you are fixed term deposit and demand deposit accounts. You can also invest in foreign currency deposits. You can choose a deposit account from the wide variety of deposit providers on our panel.


Execution-only Trading Account

We offer an execution-only trading account service, where you can place orders to buy and sell investments linked to your Self-Invested Fund. An execution-only account means that no advice is given to you on the investments you select to buy or sell. More Information

Discretionary Stockbroker Account

You can appoint a stockbroker to act for you on a ‘discretionary’ basis. This means that the stockbroker will make investment decisions on your behalf without the need for you to get involved each time. More Information

Structured Investments

There is a range of structured investments available from a panel of product providers through the Self-Invested Fund. The type of structured investments available can vary but typically structured investments such as a tracker bond aim to provide, usually at the end of the investment term, capital protection alongside the possibility of a return based on the performance of an underlying asset (such as a stock market index).

For more information please speak with your authorised investment adviser or the Self-Invested Fund team.

Contact Us

Customer Service01 704 1832
Fax01 704 1988
Execution-only Trading Account telephone service1800 800 090


Warning: If you invest in this fund you may lose some or all of your money.
Warning: The value of your investment may go down as well as up.
Warning: This fund may be affected by changes in currency exchange rates.
Warning: If you invest in a pension you will not have access to your money until age 60 and /or you retire.